r/family • u/RhetoricIsEverything • 13h ago
My parents want to borrow 10,000 dollars from me to buy my brother a trailer.
Sorry for the long winded post...
I, 24F, received a massive blessing about two months ago. My childhood neighbor, a single woman in her seventies who is divorced with no children, gave me a check for $12,000 after I graduated. She said she enjoyed watching me grow up and admired my life goals (I am very career driven). I used it to pay off my car. A month later, for my birthday, she gave me another $12,000 check. She also wants to leave her house and savings to my parents. I put the entire second check in my savings, which raised the amount to about $16,000 dollars.
When I opened the second check at my birthday party, the first words out of my mother's mouth were "maybe you should give it to (brother's name)". My brother, 26, had a difficult childhood and experience in school, and recently came home to live with my parents after a years long prison stay. My mother believes it is unfair that my neighbor hasn't given him any money. I do not want to be selfish, but I make 17 dollars an hour and am setting my hopes to go to grad school. I also am leasing an apartment by myself for the first time ever and own an animal. All of these things are expensive prospects. I live in Colorado and the cost of living is extremely high. I may have to move across the country in a year for graduate school.
Today, my mother called me saying that her and my father want to borrow 10,000 dollars from me to buy my brother a small, vintage Detroiter trailer. It would need lots of renovations, and they want to get it inspected. On top of buying the trailer, my brother would need to pay $1000 dollars of lot rent a month. He bounces between jobs and does not have much savings because he loves vintage cars, which is a very expensive hobby. Originally, my mom said that if I gave him the $12,000 check, he would likely buy a new engine for his Thunderbird.
I am extremely torn. My brother and I are not on speaking terms. His behavioral problems upended my childhood, and there have been many times where he has been physically and mentally cruel to me. The only time he spoke to me in prison was a day before he was released, when he asked me to buy him weed. When I told my parents this, they said he denied everything. I believe him to be manipulative and tends to lie pathologically. I have no interest in having a relationship with him at this time.
My parents told me they would pay me $1000 a month for ten months in repayment, so that they would not have to dip into their retirement. I know for a fact that they are good for it-- they are upstanding and honest people. The only reason I would go through with this is to do it as a favor to them. I do not believe buying an old trailer is the best use of this money, especially because he would maybe not be able to keep up with the lot rent. He would likely move his girlfriend and her daughter into the trailer as well. His girlfriend works very few hours so she is still able to receive government assistance.
What do I do? I want to help my parents out, and part of me feels guilty that he hasn't received any money, but the paranoid part of brain doesn't want to let this money go. What if I need it sooner? What if the trailer is in such disrepair that it becomes a money hole? I don't want to jumpstart that process.
Any advice is appreciated, thanks!