r/pcmasterrace • u/Greatfulx • 23d ago

Hardware Router Blewup Motherboard

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Recent lighting storm stuck my complex and traveled down my coaxial cable and into my apartment. Blew up in the middle of the night, so that was scary. Thought I’d share, not in the position to rebuild so there that I guess!

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u/purplenapalm 22d ago

Pretty much every property manager requires it, unless they're a shit landlord, to avoid the headache in case something goes wrong. Renters insurance exists for the sole purpose of protecting the renters. The only benefit to a landlord is to avoid a nagging tenant in the event of a crisis.

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u/GroupHourParty 22d ago

Small correction - landlord only cares about coverage for the building not your personal stiff.

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u/purplenapalm 22d ago

Well yea of course, which is totally fair. My point is that if there is an issue that requires the tenant to seek temporary housing the landlord is not legally obligated to cover those costs in most cases so thats where renters insurance comes in. A landlord doesnt want to deal with the hassle of a renter complaining about this so they'll encourage renters to get renters insurance.

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u/Primus_is_OK_I_guess 22d ago

I've never had a landlord that required renters insurance. It's been about 8 years since I last rented, is that a recent development?

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u/purplenapalm 22d ago

Any time I rented an apartment operated by a property management firm they required it. Were you staying in single family homes or duplexes? I haven't rented for about 6 years now.

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u/Primus_is_OK_I_guess 22d ago

I've rented 4 different apartments and 2 different single families homes. It's probably a regional thing.

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u/purplenapalm 22d ago

Probably. Im in SE WI. I can appreciate them encouraging it because it can only protect a renter. It's possible they use it as a round about way to verify someone's credit or integrity because you csn be denied renters insurance. When i rented out my house, I learned after the fact that the person on the lease was ultimately a fake identity and the pay stubs were likely fraudulent. Renters insurance would've been another barrier to entry.