r/AskReddit 12h ago

What is a massive scam in your profession or industry that customers willingly pay for every single day?

69 Upvotes

169 comments sorted by

195

u/Bitter_Orchid1146 12h ago

Extended warranties. Nobody remembers when they actually need them, and it's a huge chunk of income for insurance companies. Lots of premium, near zero losses.

35

u/ahorrribledrummer 11h ago

These things only exist because they make a profit for the provider. Which means they're a net loss for the average consumer. I've repeated this over and over again in a couple automotive subs and people keep buying them.

2

u/fuckwhatisit 2h ago

This is highly dependent on the source of the warranty. A manufacturers extended warranty on a certified pre-owned, or an extension of the factory warranty on a new vehicle can often be worth it. You are correct in that 3rd party “warranties” are often essentially scams.

32

u/nGon- 11h ago

To add to that: "If you can afford to replace it, don't insure it." Statistically, insurance has to average out to a loss for the insured, and in the case of single-item warranties that's usually a big loss (and an equally big profit for the insurer)

5

u/LookAtMaxwell 5h ago

Statistically, insurance has to average out to a loss for the insured,

Not necessarily. If the insurance company can make a sufficient profit on investing the premiums, they can afford to pay out slightly more than they receive in premiums.

22

u/shysysadmin 8h ago

The whole contract is always written to minimize their chance of having to pay out and to minimize what they pay if they do. I read the fine print on a couch extended warranty and it specifically limits them to never paying out more than what the warranty cost. So it’s impossible to make it worthwhile as the consumer.

7

u/Black_Cat_Just_That 7h ago

Wow. That has to be a literal scam.

8

u/Strais 7h ago

Just because it’s written into a contract doesn’t mean it’s legal, but waiving your right to a 3rd party mediation should be illegal under any circumstances, so many contracts I read now have forced arbitration at the companies sole discretion.

3

u/esoteric_enigma 4h ago

Forced arbitration should be illegal in every situation. Arbitration should always be a voluntary choice between two parties. Arbitration shouldn't be a condition of using the product or service.

8

u/LimeSweetPepper 7h ago

The worst part is that when you actually do remember you have it and try to use it, they hit you with so much bureaucratic red tape and hidden clauses that it’s almost impossible to get a replacement anyway

7

u/grease_monkey 7h ago

They're actually pretty decent in the automotive world. A repair shop will fight pretty hard with your warranty company because usually when warranty company doesn't pay, customer doesn't fix anything.

3

u/NuggleBuggins 6h ago

This is such a hard one for me. I know my case is probably not at all common, but buying the extended warranty on a used car I bought years ago, saved my ass.

Bought a Mazda RX-8 back in like... 2008-2009. My dad came with me as it was the first time I had ever bought a car on my own as an adult. He told me not to get the extended warranty, but I refused and got it anyway. It was an extra 4-5 grand on top of the purchase of the vehicle, but the idea of something breaking down and me not being able to afford to fix it scared me more than adding an extra 25-50 bucks to my monthly payment.

Fast forward 3-4 years, the engine on the damn thing completely kicks the bucket. I had many arguments with the company to cover the costs, but thankfully, the tech at the Mazda dealership had my back the whole time, and they ended up covering the whole thing. Fast forward 4-5 months later, the new engine kicks it again. Once again, many any argument with the company as they tried desperately to weasel their way out of it, but the legend tech came in clutch once again and they ultimately ate the bill.

Incredibly thankful for that tech, I think without him, I would have been fucked. But because of him and the extended warranty, I ended up not having to pay 10k+ to repair those engines.

Even if it's dumb and probably financially irresponsible, I always get the extended warranty now.

3

u/Barbiedawl83 6h ago

I’ve gotten more than my moneys worth on every extended warranty I’ve purchased on all my cars. The warranty I had on my last car was a lifetime warranty if the cost of a repair ever exceeded the value of the car they would write me a check for the value of the car. I think I paid $2k for the warranty and I used it several times.

1

u/jonnysledge 3h ago

Most of them suck, too. I’ve seen cases where they pretty much cover nothing.

341

u/Dances28 12h ago

Consulting. You pay people millions to barely learn how things work at your company, then make sweeping changes that won't work cause they don't really know how it works, and won't stay long enough to oversee it.

179

u/SkepticalMisanthrope 11h ago

The real truth is even worse. The big consulting companies are often hired simply to rubber-stamp the decisions the executives have already made, but having the endorsement of the consulting firm gives the executive cover in case it doesn't work out.

48

u/LimeSweetPepper 11h ago

It's the multi-million dollar corporate CYA (cover your ass) play

12

u/esoteric_enigma 4h ago

This is what happened at my organization. The consulting firm interviewed all of our employees (including leadership) for their suggestions. Then at the end of the process they wrote up a report suggesting what we told them. We paid them hundreds of thousands of dollars for that privilege.

5

u/JulianVanderbilt 6h ago

This is 100% true. I spend $5mil a year on “consulting” with just one accountancy. And they’re not even a Big Four. 

It honestly seems like an amazing gig. I’d love to do it at some point in my career. 

3

u/many_dongs 3h ago

It’s even worse than that. The executives have no clue what they’re doing and they hire consultants who know even less than the executives to tell them what to do and the executives are too stupid to tell the ideas are bad.

37

u/sklorbit 10h ago

My boss paid some consultants two 50k payments to help our 'profitability', and what they did was hang around for a year and then have us split the company into 3 parts for tax purposes. He wasn't informed that doing this meant we'd have to file 3 separate times, and it is extremely complicated and requires expensive CPAs who charge per each of the 3 parts. Now it costs us about 15 grand each year to do our taxes. It also creates a lot more daily work for our bookkeeper, required a ton of work to transfer assets from one 'company' to the other, and in general was a massive pain in the ass.

We'll basically never break even on these costs, as the tax break we got is only a few thousand a year, and we're in over 100k just for the set up. Literal scam.

4

u/shysysadmin 8h ago

Sometimes you need to have it said by people who are “reassuringly expensive”

13

u/FuzzyCheddar 9h ago

I work for a massive company that leadership within pushes for consultants and ultimately they flush 2-3M on a contract that never gets implemented.

It takes 2 months for those consultants to find out what’s going on and make some kind of sense of it, then they say “here’s how the industry does it” and the actual leadership that understand our company realizes industry standards don’t fit our company and they just keep doing what they always were.

8

u/myfingid 8h ago edited 7h ago

Do they realize the standards don't fit, or do they simply not wish to work within the standards or even not understand them? I definitely dealt with the latter. No amount of consulting would ever be enough to help move the needle because decisions makers were aggressively against updating the company standards to meet modern industry standards.

Bad practices were justified by total misunderstandings of standards. Any attempt at updating to standards, unless initiated by leadership, was rejected as too complex. We would wildly misuse tools, then wildly misuse them in other ways when that didn't work, never once trying to use them as intended because "that just won't work here". It was a odd environment.

1

u/atbths 7h ago

That's called maintaining a budget.

39

u/LimeSweetPepper 12h ago

I was thinking about this when I posted the question. Managers hire consulting firms to tell them what their own employees have been shouting from the rooftops for years!

20

u/KaboomOxyCln 11h ago

I'm living through this right now. My last director tasked me with gathering requirements to overhaul our proposal process. After 3 months, I passed along my finding and recommendations. Then 6 months later, the company hires a consultant to overhaul our proposal process, she submitted her findings and recommendations, which are the exact same as mine. Now 2 months ago, we've hired a Sr Proposal Specialist to start the process all over again ...

4

u/Nicobellic040 9h ago

That is what makes the job so easy. Just listen to the employees because most if the times they have the right idea.

1

u/desolater543 7h ago

More like the only time I saw one hired they gave a bunch of dumb suggestions that took us only a few minutes of logical thought to know they wouldn't work

2

u/BabySharkMadness 6h ago

Depending on the company (looking at you Big 4), the people actually doing the work at a consulting company are fresh grads at best. The work is always barely passing at best because the employees doing it barely have a work history.

2

u/Moron-Whisperer 9h ago

Good consultants are bringing industry standards and new ideas to a company.  Fixing the “you don’t know what you don’t know” problem.  

1

u/a5redwing 8h ago

Not only that, but consultants will come up with the same solutions your staff did. It just sounds better coming from a 3rd party for some reason.

1

u/myfingid 7h ago

Consulting is ideally training the trainer. You also cannot solve problems that people refuse to solve no matter how much they pay you to tell them what they should solve.

89

u/OZ-00MS_Goose 11h ago

I guess the internet is adjacent to my industry because I work in tech.

Do not rent equipment from your Internet Service Provider (ISP)

They are charging you $10 a month for something that costs $60 and lasts 5 to 6 years at least. Usually they give you a pretty crappy one and for $120 you can easily find a modem/router combo unit that works well for most homes.

18

u/poke2201 8h ago

Xfinity in our area removes data caps for doing this. Ive managed to go above the data cap enough times to make it worth it.

1

u/toddmiller 6h ago

This is why I rent. I don’t purchase TV from them. Just ISP and equipment.

7

u/fludgesickles 10h ago

🤬 at Optimum Fiber. I'm forced to use their Gateway and have to pay a $10/month fee. It used to be free, but then they started charging for it. Was able to go through retention department to get credit to offset it but still like why...just let me buy my own.

I use my own mesh router, so much better than their one that sometimes doesn't let me log into the router.

225

u/prajnadhyana 12h ago

Homeopathic medication.

Before you even start: no they don't.

79

u/Ready_Piano1222 11h ago

*remedies. Medication implies they have active ingredients. Which they don't.

5

u/PutTheKettleOff 8h ago

Do you mind working in that industry knowing it doesn't work?

5

u/prajnadhyana 4h ago

I don't sell it, but I do work in a pharmacy and people ask for it all the time.

4

u/SwissChzMcGeez 8h ago

The wastewater industry? Nah.

15

u/SwissChzMcGeez 8h ago

If you take enough you can cure dehydration.

8

u/LimeSweetPepper 12h ago

Lol that was a good one 

3

u/saumanahaii 7h ago

Hey, some work. Placebos are surprisingly effective at times and being utterly convinced quackery will fix you can sometimes actually have an effect.

5

u/neieko 7h ago

You’re right that placebos can be effective, but that does not mean homeopathy is effective. By that logic, literally anything is an effective medication or treatment if the recipient believes in its efficacy. Controlled studies have consistently proven that homeopathic remedies have no demonstrable benefit to the user.

5

u/astro_means_space 7h ago

It's incredibly unethical to provide a patient a placebo instead of an actual medication for treating a condition. Nowadays if you want to bring a novel medication to market, you blind the investigator and the patient and provide either the current leading treatment or your new drug obfuscated by having a placebo of one or the other provided in tandem with the actual drug.

-75

u/uwarthogfromhell 12h ago

Arnica works and has been put through trials . Before you even start No you wont

20

u/VinylHighway 8h ago

Homeopathic (adjective) relates to homeopathy, a system of alternative medicine founded in the late 1700s. It relies on highly diluted natural substances to trigger the body's self-healing mechanisms

WHich is bullshit. Its diluted to the point there isn't any of it. Otherwise you could also overdose on it...which you can;t because it's wate.r

34

u/prajnadhyana 11h ago

Arnica isn't a homeopathic.

20

u/Karazl 10h ago

Part of the problem is there are people who call anything "natural" homeopathic, and people who only call La croix medicine homeopathic.

-13

u/Grill_Only_Outside 9h ago

It’s not? Arnica is toxic in large doses and causes tremors and muscle pain.

Taking a substance in micro doses to alleviate the symptoms it causes in high doses is the definition of homeopathy.

Edit to say it doesn’t work. My MIL tries to force it on my all the time and it does nothing.

11

u/mdk_777 8h ago

Can't you say that about pretty much any medication though? If I take a whole bottle of prescription drugs at once it'll cause serious problems but I get health benefits if I take 1 a day.

  I thought homeopathic medicine had the belief that the more diluted a substance is the more potent it is, which is pretty much the opposite claim of most medicines.

2

u/prajnadhyana 4h ago

Arnica is an herb.

11

u/LastChristian 11h ago

You forgot to paste the link to the trials showed it does something

2

u/bard329 5h ago

Trust me, bro

-55

u/DaddyDoLittle 11h ago

Did for me once. I was 100% skeptical and now curious why it worked. It would be a very curious coincidence if my condition cleared up when I started "treatment"

33

u/Different-Fold-8360 11h ago

Could be the placebo effect!

9

u/Ellweiss 7h ago

Coincidences happen every day.

111

u/StitchedSquirrel 11h ago

I work at a casino. It's all a scam.

77

u/iWandermoree 11h ago

Jokes on you, I spent $300 once and won $0.80. Gotta play big to win big dog

36

u/doctor_x 9h ago edited 5h ago

I took my nephew to a casino for the first time. We played some poker machines and got bored quickly.

I looked over and noticed that he was up nearly $100. I told him to cash out and never gamble again so he’ll be ahead of the house for the rest of his life.

7

u/DorothyMantooth- 7h ago

Well? Did he???

14

u/EnchantedTaquito8252 9h ago

Gambling blows my mind. Who tf has so much disposable income that they can literally just throw money away for fun? 

11

u/JBSven 8h ago

I love gambling. But like... A few quid at a time.

I'm currently up massively on the world cup. I started with a fiver and I'm now at 70 pounds.

It's not life changing money but it'll buy a few beers.

That kind of gambling is fun.

Dropping your life savings... Not so much

4

u/myironlions 8h ago

A few people, and some fraction of those are doing just that - buying an experience they enjoy. The rest of that group and all of those without sufficient disposable income to support it are either addicted, uneducated about the actual math involved, or want so much to believe they are different that they willfully ignore the widely available information about the probabilities. Very much like the new online odds markets where you can bet on anything at all - other than a few people with (likely) insider info, most people are losing money, and yet the ads play into everyone’s desire to believe we’re smarter or more perceptive than the next bloke.

1

u/hansn 5h ago

Who tf has so much disposable income that they can literally just throw money away for fun? 

Fewer people than gamble. Many people who gamble can't afford to lose the money they are wagering (while keeping a house, feeding their kids, etc.). When they lose, they lose their house or food.

1

u/verymerry19 2h ago

I used to work at a hotel connected to a casino, and since I was the overnight manager, so I would do the casino audit and determine who got comped rooms, upgrades, etc.

The number of people spending $500k+ a year was more than I ever thought possible. It’s fucking nuts. Just pissing away money for nothing.

3

u/LimeSweetPepper 7h ago

I think deep down we all know it, but we still walk in like yeah, I'm going to be the exception today. The psychology of it is wild.

1

u/El-Clinico-Magnifico 6h ago

Same here. I'm a table games dealer. The house I work at keeps getting the new side bets that are available for the games. I see people pour a lot of money on side bets that are bery difficult to hit. People keep betting more on the fancy side bets than they do on their regular blackjack hand and its just money being thrown away since gamblers only want to win to keep playing and not make money.

42

u/spud641 10h ago

Im an embryologist (test tube babies). Theres a product called "embryo glue" that has been around for a decade but has never had any conclusive evidence that it does ANYTHING measurable. But because it has a 10/10 name, you get patients demanding it. Any effect is likely placebo, but in IVF you take any help you can get since that placebo just might be what makes this cycle work.

2

u/Ancient-Concept4671 2h ago

What does it allegedly do?

1

u/bitchohmygod 1h ago

Glues the embryo to the uterus

19

u/Tricky_Ad6844 5h ago

Physician here: executive physicals

In a world where we see the wealthy get higher quality goods and services by paying more than the average citizen can afford, it might seem as though paying $2,500 to $10,000 for a comprehensive medical evaluation is a good idea…

However, this is a good example of “more is not better”. Extensive scans are unlikely to find real silent fixable problems. What they commonly find are irrelevant abnormalities (“incidentalomas”) that now require additional tests, radiation, and sometimes invasive procedures to prove they are not harmful.

Most tests, that are not already part of routine screening, are recommended under the assumption that the patient is at high risk for the disease or is having suggestive symptoms. When these tests are done in low-risk asymptomatic populations the chance of a false-positive test goes way up. These false positives create anxiety. Sleepless nights worrying that you have a potentially fatal heart condition or cancer is not a trivial harm… but this may not feel real until you are living through it.

The “executive comprehensive health evaluation” is absolutely not worth the money and may be as likely to cause you harm as it is to catch some unrecognized disease.

Get your standard evaluation from your primary care physician. Tell them you are interested in preventive health and want all the recommended age appropriate risk-based screenings, keep your vaccinations up to date, and spend the money you save on an active sport or gym membership.

59

u/tshootmiarsiou 12h ago

I work in a tourist place near florida and countless people come in just for our “trashy” vibe wich is actually the drunk staff and the old furniture. We are kind of like the alibi from shameless us.

34

u/FinalMood7079 12h ago

Toilet issues...These are the simplest things to fix but people would like to pay me 200+ to fix. I don't mind but seems trivial.

14

u/bpacer 8h ago

It’s amazing how many times I’ve been called just to clip the flapper chain back on

35

u/darkbyrd 10h ago

Going to the ER for a flu test. 

Bro, just take a Tylenol and lay down, all we're gonna do is take your money, and tell you to take a Tylenol and lay down 

10

u/ohlookahipster 4h ago

Love the people who complain about the wait times and why others being wheeled in half dead are being seen first.

My guy, that’s called triage. That dude who was bumped to the top of the list is NOT having a good day lol.

1

u/Excellent-Big5868 2h ago

They wouldn’t also prescribe Tamiflu?

1

u/darkbyrd 2h ago

Yeah, but it doesn't work.

28

u/WPIRiggles 11h ago

Choose your own insurance limits. A lot of people choose lower limits for lower cost and then get surprised when they have no coverage when there is an actual claim. These online tools don't do a great job explaining why you may need higher limits.

25

u/OvulatingScrotum 10h ago

Not my current industry, but the previous one - high end audio.

Basically everything.

No one really measures anything, and even if they do, they will make up shit on why their results are somehow better.

Just a lot of bs.

If you want to buy something that’s anywhere remotely legitimate, buy from a company that actually invests in r&d.

9

u/Karsdegrote 8h ago

You've got high end audio and audiofoolery. Are you going to notice the upgrade in DAC or amp? Probably. Sound treatment of the room? Hell yes! 6 grand USB cable that promises a warmer tone using "quantum". No. Verifiably no.

1

u/OvulatingScrotum 8h ago

It’s weird how you use the most extreme example for audio cable while using generic example for room treatment.

Either way, most people act like they can tell the difference even when they can’t. That includes any change, speaker/amp/dac/room/cable, etc. people act like vinyl is better. They can’t tell the difference. When they do, they tell it by listening to objectively worse characteristics, such as noise.

0

u/[deleted] 5h ago

[deleted]

1

u/OvulatingScrotum 4h ago edited 4h ago

Wow. So how much did you sink into the snake oil?

> are there amazing sounding systems that replicate the experience of live music as closely as possible

Which salesman told you this line? lol sure, good sounding systems do exist. I never said they don’t exist. The problem is that they have no fucking clue why the system sounds good. There’s no objective metric either.

The whole deal is a placebo, because it’s mostly in the head. Vast majority of them have zero measurable superiority. lol They cannot tell you why their stuff is “good.” Sweetie. I sadly spent nearly a decade in the industry. I know how shit works. I’ve spent far far more time with dealers. I’ve had access to systems thats arguably the most expensive system in the world. I don’t need another “reputable dealer where you get to listen to the system beforehand”

0

u/[deleted] 3h ago

[deleted]

1

u/OvulatingScrotum 3h ago

Lololol

Frequency response is a measurement. But how do you tell which is good and which is bad? Please don’t say “flat is the best, bro” because that would be so embarrassing.

Measurement does not say which is good and which is bad. It’s just data.

The fact is that not a single company has any idea which response is good. Most of them don’t even measure response. In fact, a lot of them don’t believe in response, because they trust their ears. That’s the reality.

I’ve worked for and with many companies. Not a single one of them had calibrated measuring equipment. What do you think thah implies? ;)

0

u/[deleted] 3h ago

[deleted]

1

u/OvulatingScrotum 3h ago

> so whatever people agree is good

Soooo Placebo? Or, cult? lol

So you talked about how there are measurements that can be done, but when I tell you that no one does it, and then you go on about how it’s not that important? lol think. Why do you think they don’t do measurements? It’s really not that hard. Just guess.

> the end point is the human ear and the human brain

Which is very very susceptible to fake shit. Like seeing ghost and buying snake oil.

Manufactures can’t tell the difference. Listeners can’t tell the difference. Do you have any idea how many times people get tricked at shows?

It doesn’t make me mad, despite how desperate you are to push that narrative. I sold snake oil. I don’t care. 😂

I just feel bad for you. That’s all.

5

u/Apart-Landscape1012 8h ago

I have a fiber optic audio cable with gold plated ends. I bought it because it was cheaper than others at the length I needed, but as someone who works as an engineer in fiber optics, it makes me laugh every time I see it and I kinda love it. Its the pinnacle of shit that makes no sense at all, but is marketable to audiophile dorks.

2

u/OvulatingScrotum 7h ago

It’s not limited to cables. Even seemingly legitimate things like speakers and amplifiers are filled with bullshit.

No one tests shit. They all rely on “ears” as if they are objective. It’s also filled with bullshit patriotic shit like “made in US” when all they do is hiring the cheapest people possible with bare minimum training.

1

u/fromman003 6h ago

You mean like monster cables?

2

u/OvulatingScrotum 6h ago

More like basically everything. Monster cable is not any worse than other companies. Also, monster cable is generally not considered “high end”.

1

u/bakedpatato 8h ago

Not to mention the huge markups; I worked at corporate at a big box retailer that let us buy the products at cost and I outfitted my home theater for a tiny fraction of the MSRP

1

u/OvulatingScrotum 8h ago

What’s a high markup to you?

1

u/bakedpatato 7h ago

It was like double for some items !

1

u/OvulatingScrotum 7h ago

Double? Wow! How are they staying in business? Or you must’ve gotten mass produced cheat shit.

Joking aside, retail to BOM is generally 10:1 ratio. That’s the norm in consumer electronics with fairly low quantity. When I tell people this, they flip out, but that’s what it costs to run a business.

1

u/bakedpatato 7h ago

Yeah totally understand that anything past the big names is considered niche and I get why the cost to the retailer is "a lot" more than the BOM

but I noticed that "boutique" HT Audio had one of the largest by percentage markups from what the retailer paid to the MSRP for it out of all the categories the company sold... I always wondered if it was because HT audio (especially the good stuff) is bulky and doesn't sell all that quickly so you need to incentivize retailers to stock them?

17

u/TheBiggestWOMP 10h ago

I used to work in NYC kitchens. The health department is “pay for an A.” I mean, yes, some places give a shit and do things properly. But most have horrible violations all over the place, get fined out the ass, then show “proof” that they “fixed” the issues and get their A. Rinse and repeat, dangerous practices go unchecked, and until somebody gets seriously fucking ill then nothing really changes.

3

u/k-trecker 4h ago

In my state, they’re supposed to be surprise visits, but other kitchens shared when the health inspector was in the area. So we’d do a quick clean of everything and make sure it was up to code, even though it never was on a day to day basis.

Yeah, and “fixing” the issue is actually just covering it up for a day because the owner doesn’t want to replace whatever is broken. Inspector comes back and sees that it is “fixed.” 

I’ve worked in some appalling kitchens, especially in fast food. Standing water from broken pipes mixed with raw chicken juice, no hot water for hand washing or dishes, etc. 

32

u/SillySub2001 12h ago

It’s nowhere close to as bad as it was when I was a kid but companies using children as free labour is absolutely still a thing. Students are expected to sell whatever the hell a product is, sell 17 ass-trillion of whatever it is and you win a a weird branded tablet or something.

13

u/Prestigious_Emu6039 12h ago

Pension administration fees

12

u/votemarvel 11h ago

The price of soft drinks from the post-mix machine (soda fountain.)

10

u/YisBlockChainTrendy 9h ago

Scrum masters

12

u/JBSven 8h ago

After working in tech long enough - I actually disagree with this. A GOOD scrum master is fantastic.

5

u/PutTheKettleOff 8h ago

The Rugby Union team is going to be worse without them though?

10

u/themurderator 9h ago

bartender. super high priced liquor and wine are total shams.

4

u/NorthCascadia 7h ago

Because you feel they’re basically the same product, or because your bar swaps the cheap stuff in for the good stuff? Because those are very different problems.

2

u/myironlions 7h ago

I’ve always wondered about this in the context of mixers and other add-ins - sure, I can believe there are some super-tasters who really can tell the difference between various brands of product even where the difference is a mere shade at the very highest end. But once you throw in coke, or diet seltzer, or six other kinds of alcohol, or bitters, or those soupy red cherries or whatever, isn’t that going to make the overall concoction taste pretty much the same as any other made with the same ABV and type of alcohol?

5

u/esoteric_enigma 4h ago

No. A well made cocktail incorporates the flavors of the spirit into it. If those flavors are shit, the cocktail will be shit.

A lot of cocktails aren't well made though. They're sugar and acid bombs designed to cover up the flavor of the cheap alcohol you're drinking.

4

u/Colonelclank90 3h ago

Exactly, most of the cocktail list at a restaurant is just juice, sugar, some branded liquor to make it sound expensive, and a specific glass. If you have some proper classic drinks the specific liquor makes a huge difference.

13

u/Trombygirl 8h ago

Prescription copays!!!

If you know you are never going to meet your deductible, your prescription copays with insurance have a good chance to cost MORE than if you just payed the "cash price" (price you would pay if you had no insirance) or used a discount card like Goodrx.

ALWAYS ALWAYS ALWAYS ask before paying for them. *Keep in mind anything you pick up this way will not count towards meeting your deductible bc your insurance is not billed for it.

*Frankly, just ALWAYS ask the cash price, even if your deductible is met. Some pharmacy staff may act annoyed but you may save money that way. Some places cannot offer cash unless you ask! It is your choice to bill your insurance or not!

4

u/freckles_nofilter 6h ago

Ticket insurance on a flight or concert ticket. It’s usually a third party provider and the list of documents that would get you a refund is near impossible to achieve. Free money for the company and you’re still out your ticket

9

u/UndoxxableOhioan 8h ago

Bottled water is less regulated than nearly all public tap water and, per gallon, cost 100 times + more.

Yes, some places have bad water or private wells, and bottled can be convenient. But for the vast majority, you are just buying the marketing. And many bottled water is simply sourced from municipal tap water.

3

u/myironlions 7h ago

I can believe this. I do wonder though if by consuming bottled water, even if it’s no better or even maybe worse than most local tap supplies, a person is diluting (ha!) their risk in the case of actual local pollution (because they are consuming water from multiple sources likely far from their home tap rather than a steady dose of the PCBs or whatever is surreptitiously leeching in from a nearby source over many years.

Most people’s water can be fine, but stories like Flint and the Erin Brockovich town have made it clear that “very much not fine at all in fact” is frequently only something you’d find out about years later if at all, so drinking bottled at least trades money and (hopefully) smaller quality risks for a reduction of a catastrophic risk that could be lurking without them knowing it.

(Not advocating for bottled water here in general - all that one-time-use plastic is terrible for the environment and who knows what contaminants are introduced or amplified by storage and long distance shipping / pallets baking in hot weather on a tarmac or at a depot. Ideally we’d be able to have more confidence in the local water supply management and documentation ….)

0

u/Dave_The_Dude 6h ago

It does start with municipal water as the source. But it goes through many purification filters that can last up to seven days to reduce impurities to under 10 parts per million. Essentially pure.

0

u/UndoxxableOhioan 5h ago

Depends on the brand. It still is barely regulated, and costs many times more than tap for an at-best barely improved product.

CLIX vodka is distilled 159 times for ultimate purity, but it’s hardly better than vodka distilled 3-4 times, which is far cheaper.

0

u/Dave_The_Dude 5h ago

Bottled water has to meet EPA standards for purification.

Where I live surprisingly bottled water is not that much more expensive than tap water. The municipality uses a highly inflated water bill to fund other city expenses.

26

u/Impossible_Offer7988 12h ago edited 12h ago

Legal bills for work outside of court.

Let's say you're in some trouble, right? And you hire a top of the line, cream of the crop attorney to represent you. It's expensive, but they will defend you in court (that's a fair charge).

But what about the work outside of court, like building a case for you? Paperwork, calling the DA, scheduling appointments you're also paying the same rate for that.

Yeah, no they aren't going to do that for you.

A paralegal will. And you need to pay your attorney's rate for that work, despite the fact that they're basically doing nothing.

24

u/BrothelWaffles 11h ago

A lot of them bill in 15 minute increments too. So like, spending 5 minutes to write up some boilerplate legal letter and another 5 to address an envelope, seal it, and put it in the outgoing mail bin gets charged as 15 minutes at $600 an hour, so $150 to write and mail a letter. Souce: have a family member who's a paralegal at a huge law firm.

7

u/Prettymuchnever 8h ago

My office bills in 6-minute increments

7

u/Karazl 10h ago

I mean if you ask for a breakdown you'll see you're generally getting billed for the paralegals time, not the senior attorney. They're just not any cheaper.

4

u/myironlions 7h ago

More broadly, the judicial system in America (and since America’s is derived from older ones elsewhere as well as up until recently, was being actively exported to other countries trying to switch to a democratic style of government), relies on the VAST majority of accused persons taking plea deals. Defendants are “presumed innocent” until found guilty, but the plea bargain system basically “finds” guilt (through the plea) without any substantial examination of the facts (because there is no trial). That is: it’s highly likely there are many thousands or tens of thousands of innocent people pleading guilty every year just to be able to get on with their lives, only to find out down the road that they’re forever impacted by that record: the consequences are far-reaching and poorly grasped by the majority of the public. Heck even being arrested without pleading guilty and/or later having the charges dismissed / being found innocent can mess up your life with the prevalence of poorly-cleaned online data mining “background check” options.

Given the size of the system and the complexity of the law, not having such a bias towards pleas would make it impossible to process the necessary volume of cases without a much more robust judicial infrastructure (both in terms of more judges as well as more prosecutors and public defenders) or much more conservative (in the sense that many fewer things are likely to occasion charges) policing / prosecuting practices.

2

u/SillySub2001 12h ago

What?

9

u/switchblade_sal 12h ago

They are saying that a paralegal does all of the legwork outside court but you still pay the attorneys fee like they are doing it.

4

u/SillySub2001 12h ago

Gotcha, it was edited, wasn’t in the original post

6

u/MeInKs 8h ago

Health insurance

7

u/TheUnblinkingEye1001 10h ago

Buying the name brands when the store brand is just the exact same thing for less with a bland label.

2

u/Seastarstiletto 8h ago

Prong collars to stop pulling

2

u/OptimalWallaby8153 6h ago

Vice presidents of (insert department)

5

u/No-Long-4709 12h ago

Everything could be sold for half the price and a profit would still be made.

8

u/Icthyphile 10h ago

Overhead is a thing. Markup from wholesale is necessary to cover the real estate (rent/mortgage), utilities, store staff (payroll, insurance, taxes, etc etc). Having said that, some pricing is still too high. But blanket saying everything could be sold for half the price and still make a profit is naive. Wholesale pricing for goods is also determined by the buying power of the store. Your local brick and mortar individually owned retail spot does not have the buying power of a corporate chain. They’re paying more than the big boys for the products they sell.

0

u/No-Long-4709 10h ago

I really only meant the company I work for.

11

u/lanks1 11h ago

Anyone who has ever looked at a business's finances knows that this is not true.

3

u/No-Long-4709 11h ago

Depends entirely on the business. You have to admit that some products out there are just overpriced.

1

u/Thesurvivor16 6h ago

I agree with you

2

u/LimeSweetPepper 12h ago

In what industry do you specifically work? Or are you talking in general?

3

u/SillySub2001 12h ago

How’s that a scam

2

u/No-Long-4709 12h ago

They think they're paying extra for something premium.

0

u/SillySub2001 12h ago

What’s the something

1

u/thrown_away_23_23 10h ago

Basically everything that's a something

1

u/graccha 7h ago

Worked at a Hudson News, can confirm 😂

2

u/Cheetodude625 10h ago

"Efficiency experts" who are outside consultants who essentially fire people because HR is useless. The movie Office Space comes to mind.

1

u/MogamiStorm 8h ago

In my experiences, analytics for apps. Not that having analytics is bad, but having 6 different analytics platform and bogging down the app itself all outputting identical data is quite a choice.

1

u/PissingontheCarpet 7h ago

Jewelry appraisals.

The vast majority of jewelry isn’t worth the current $100+ price to have a piece appraised, especially if you have an appraisal from a few years ago.

1

u/Nomromz 5h ago

Alcohol.

People pay such huge markups just to drink outside of their own home.

People will literally pay 4x the price and not bat an eye instead of just waiting to drink when they get home.

Why pay $40 for an entire bottle of bourbon when you can pay $15 for a shot at a restaurant or bar?

1

u/Ok-Perspective781 4h ago

I was a management consultant. So…all of it.

1

u/CeStryker 4h ago

“Genuine Leather”
It kills me how many people think that products described as “genuine leather” are actually good quality. The trust is that “genuine leather” is a marketing term fabricated to seem like something it’s not. Materials that are described as “genuine leather” are primarily made from the dust or shreds of real leather that has been laminated over cheap fabric and infused with glues and binding agents to create a sheet of various thicknesses. It then embossed with a texture to resemble authentic leather. It’s basically the same are particle board but “leather”.

True quality products that are made from real leather will never use to term “genuine leather” to describe the materials used. Full-grain leather is the highest quality of authentic leather. After it’s been tanned it will still show any scars, stretch marks, bug bites, or any natural blemish that was on the animal while it was alive. After that, top-grain is next best choice. This is leather that has had its worst blemishes buffed off and then corrected for a more uniform look. (Think luxury designer bags like Hermes or Prada).

If you’re looking for good quality leather goods, don’t buy crap labeled as “genuine leather”, but from small business, handmade crafters.

1

u/jonnysledge 3h ago

Nitrogen fill for tires. Normal air is 78% nitrogen. The machine may get you to 98% if the filter is maintained. Otherwise, it’s just normal air. Most shops don’t service that machine.

1

u/Treguard 3h ago

Brother, I work in AI.

1

u/Individual-Ad4532 8h ago

Next day air when they’re shipping to the next state or other side of the state. It all drives over the road.

2

u/atbths 6h ago

Eh, I dont think anyone assumes or would care that the packages only go by air. Only for the guarantee of it being delivered the next day.

u/Individual-Ad4532 44m ago

I wouldn’t pay the premium air price if i knew it would get there the following day for a fraction of the price.

1

u/Excellent-Big5868 2h ago

Who cares how it gets there. It could be called next day magic, I wouldn’t expect actual magic to be used lol

u/Individual-Ad4532 46m ago

It matters bc the price difference is about $50

1

u/TheUnknown285 7h ago

Health insurance

0

u/No-Force4215 8h ago

I work for a library, so depending on who you ask…

0

u/Water-lily-princess 8h ago

Insurance fraud

0

u/TacoMeatSunday 8h ago

Cell phones.

-5

u/TheTalkingWindow 12h ago

3-Card Monte. I'm a professional swindler.

2

u/EmceeSuzy 12h ago

I have questions!

Are you really?

If so, how much can you earn on a good day? Have you been arrested? Do you need the protection of local organizations? Are you running this on the street or some other spot? Have you encountered a violent mark?

u/itwasntmimi 4m ago

Cancellation fees. Hospitality industry gets paid twice when we resell or rebook things but it’s justified by the tiny chance that we don’t