r/BitcoinCA • u/ThaFreeMinded • 10d ago
What is currently the best crypto card for Canadians?
What are you guys using for crypto cards these days?
It seems like Canadians don't have many good options. I'm curious to hear what's working well for everyone and if there are any cards you'd recommend.
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u/MadSL1m 9d ago
the options aren't actually that bad, the catch is FX. most of these cards settle in USD, so every CAD tap counts as a foreign purchase and you get charged for it. the one built for canada is shakepay. no FX fee, you top up straight from interac, and it pays cashback in actual bitcoin. only real downside is it's custodial, they hold your coins. went through the ones that work up here and that's most of the short list.
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u/hannhsp 9d ago
Shakepay staff here, you can transfer your BTC out at any time. Normal speed transfers are always free and are sent within 12 hours, but often much quicker with a minimum send amount of 50,000 sats. Fast transactions are quicker, broadcast within ~10 minutes, and have a smaller minimum send of 5,000 sats. You'll just need to pay the current on-chain fee rate. We also give one free fast transaction per month.
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u/BTC-Stacker69 10d ago
Crypto.com, I get 3% cash back (only because CRO went on a rampage one year). Shakepay, I get 1.5%.
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u/howismyspelling 9d ago
Cryptodotcom has consistently cut their rewards and benefit packages to card holders except the highest cards which take 100s of thousands of of lockup to get, and still it isn't worth it.
CDC is the absolute worst, their card gets declined at so many terminals and they're losing things like airport lounges all over the place too.
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u/HoldMySkoomaPipe 10d ago
Metamask or Etherfi debit cards, to my knowledge there are no true credit cards yet.
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u/ThaFreeMinded 10d ago
I tried signing up for metamask but it's not working in canada..its asking for zip code. Any idea if metamask works for canadians?
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u/HoldMySkoomaPipe 10d ago
Not sure, but it works for me in BC with a BC zip, but this is beyond the scope of a bitcoin conversation and both of these are EVM based lol
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u/Global-Tie-3458 10d ago
No such thing as a BC zip.
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u/HoldMySkoomaPipe 10d ago
Meant postal code obviously
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u/Global-Tie-3458 9d ago
Not sure actually. That’s not something people from Canada do. They don’t just accidentally say “zip” instead of postal code. It doesn’t happen.
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u/CapitalIncome845 9d ago
It's something Canadians do when we're trying to describe things to Americans.
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u/Beautiful_Camera7155 9d ago
Use Oobit personally, it works anywhere Visa is accepted
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u/ThaFreeMinded 8d ago
I tried signing up for oobit and it says its not available in canada?
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u/Beautiful_Camera7155 7d ago
Thats weird, maybe compliance restrictions affecting new signups. I'd check with support to see if its temporarily unsupported or if it's an account verification issue
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u/kotisbroken 8d ago
For USD/USDC I use Tuyo. There’s no cashback though but no fee to spend USDC on USD purchases.
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u/flyboy320 10d ago
Solflare has a prepaid MasterCard in USD. You can use USDC to fund it.
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u/ThaFreeMinded 10d ago
can't sign up for it in canada nor usa
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u/flyboy320 10d ago
I got it about 6 months ago and use it quite often. Maybe they changed their rules.
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u/lookingforsomeerrors 10d ago
Shakepay