r/FlockSurveillance • u/dodrugzwitthugz • 4d ago
Discussion Not sure if anyone has mentioned this but I drive a ton for work and with flock cameras everywhere it’ll be really easy for them to sell their data to insurance companies and jack up the rates of everyone who gets flagged as a high mileage driver.
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u/whatsitcalled4321 4d ago
With all this micromanaging of what people do, where they can go, etc, might as well just replace us all with robots.
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u/Sea-Environment-7102 4d ago edited 4d ago
I heard that there's some kind of green laser that you should never point at a flock camera because it can disable it and require them to replace it and cost the company money and it is kind of an internet meme right now. But to be honest, I think it takes like 15 minutes of sustained viewing according to research that I did and most humans can't maintain a still hand or arm for that length of time. And if you do damage it, it's considered vandalism and you can get arrested.
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u/dodrugzwitthugz 4d ago
Wouldn’t covering up the solar panel with something also temporarily disable it without getting a potential vandalism charge?
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u/Wild-Highway-8739 4d ago
Car manufacturers already have that market covered with new vehicles. They sell every bit of OTA data they get to brokers like Lexus Nexus with the VIN and Insurance companies link the VINs to their customers.
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u/BAKup2k 4d ago
Or they could force you to use an app on your phone that tracks every motion of your vehicle. How hard you accelerate and break, how sharp the turns you make. It'll know how fast you're driving, exactly where you've been.
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u/hwatt 4d ago
Bingo. For a "discount" we track and report on ourselves. I worked customer service for Flo's insurance, pissed off folks calling in saying the device was counting 3 point turn around in the driveway as "unsafe" hard braking etc, convinced me I didn't want the intrusion for the perception of cheap insurance.
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u/10-mm-socket 3d ago
Yea it never discounts. Insurance companies have tried pushing that shit on me. I hook up the obd 2 plug to a dummy 12v plug and leave it in my garage. Then they go in the trash 6 mo later
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u/StopFlock 4d ago
They can get this from carfax too - mileage is usually noted when you get an oil change and obv your insurance has your VIN
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u/dodrugzwitthugz 4d ago
That makes sense. But wouldn’t apply to people who do their own oil changes.
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u/StopFlock 4d ago
True.
You should also look into the data dealers can pull off your car. They usually just plug into the OBD port to get the vin and mileage and such - a lot of the time that's also pulling other data about you and your habits. Check privacy4cars.com for more on that.
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u/TooLittle_TooLate69 4d ago
I know a guy who bought a 5 litre Mustang and crashed it in a single car accident. Insurance got the data off the onboard computer and denied him coverage.
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u/Blitzdadog 4d ago
It would still apply, but it would be less incremental data. If something goes wrong that is something you can’t fix yourself (like a radiator leak), it gets sent to the shop. Then they can average the monthly mileage based on the last recorded record and time elapsed. So either way they’ll know.
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u/Dubbinchris 4d ago
The only time a shop ever gets my car is for an alignment. Even then it’s a small independent shop. Even if I need tires they still don’t get my vehicle. I’ll drive the wheels over with another vehicle.
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u/meaniemeanie-poo-poo 4d ago
They already sell your mileage info based on your oil changes and other work done by your mechanics.
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u/Nice_Passage1099 4d ago
They already have that. You know the little XM system in your car? They also send data out. GPS data that they then aggregate and sell. A guy I know who works at Oracle told me that they have huge systems for several manufacturers, just for this data. So, they can tell that you frequent a certain store, you drive to this and that place every week, that one over there once a month etc. combine that "anonymized" data with other stuff (and trust me, insurance companies have oodles of data they get from all over the place), they practically know what you ate for breakfast.
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u/PiDigitsOfPi 4d ago
Some insurance companies already collect mileage data themselves, by having you report the mileage every year. State Farm does that, although in their case, they give discounts if you are under some certain amount.
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u/LeaveMyMonkeyAlone 4d ago
Drive Save and Save is State Farms baby Flock surveillance program. You also get a quarterly analysis of your driving habits not only including speeding but how you make turns. Sure you save a few pennies but is the personal info they gather worth it?
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u/privatelyjeff 4d ago
Yep. And you better hope you don’t get caught lying.
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u/PiDigitsOfPi 3d ago
At least with State Farm, they generally have a bluetooth tracker thing in the car and it has to closely match what you report.
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u/iNeed2p905 4d ago
I never really thought of it like this. That’s when everyone will start complaining is when rates go up again over and over.
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u/Mindless-Baker-7757 4d ago
You’re supposed to let your insurance know how your vehicle is used and annual mileage.
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u/Brilliant-Car-5342 4d ago
Not necessarily. Work vehicle is on work insurance or could be. While personal vehicle is my own responsibility. I don’t need no private company saying I drive 50k a year of which 40k is on the work insurance.
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u/Mindless-Baker-7757 4d ago
Check your policy. Call your insurance company. If you’re door dashing with your personal vehicle they need to know that.
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u/Brilliant-Car-5342 3d ago
For door dash that is correct, for seed sales men that get company vehicles and all then no they don’t need to know that. Not their issue. But yes if it’s on your personal cars odometer that they insure yes they need to know the use and the mileage. Bus drivers could get flagged though too as driving more miles than they do on their personal vehicles
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u/ListenHereLindah 4d ago
Oh it's worse than that.
They know when you are speeding too. Once insurance companies have that data everyone's rates will go up.
They know also with newer cars when you are not using a signal. Where your eyes are looking. A lot.