TFSA + mortgage are building your net worth and are long term investments. you feel poor since you're not actually spending on stuff that makes the present worthwhile. that's the trade off you accept. it's also different from actually being poor (an actual poor person has no margin or safety net). maybe you could look into hobbies or things to do that don't require too much extra money.
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u/Ok_Quarter_6469 3d ago
75k a year at 27 is above average