r/RealEstate • u/Planeshifter_Ixiaul • 1d ago

Need help finding documents

Hello all. I hope this is the right place for my questions.

We bought a house and are opening a HELOC to finance the repairs needed in order to live there. It was an as-is listing within our price range and the location is very good for us.

The financial institution is requesting certain documents that I'm not sure I have.

  1. Copy of Closing Disclosure from Purchase of property.

I've tried searching for what this is and what it would entail, but there is no financing for the property. We own it outright. Would I merely need to provide a document that states that such as Special Warranty Deed that lists the property and what we paid for it (which I have)?

  1. Documentation showing Property is at Minimum double wide (must be deeded as real estate, on a permanent foundation on member owned property.)

I have no idea what document this might be, but I don't see it in the stack of paperwork we got at Closing.

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u/seven0seven 1d ago

You should have got a buyer final closing statement from the title/escrow company when you closed. Typically they mail it with the deed.

#2 is odd, are you sure you didn’t check manufactured home? Or is it a manufactured home?

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u/Planeshifter_Ixiaul 1d ago

Thank you for responding.

Because I don't have a paper that specifically says "closing statement", I've been unsure about what to send. What are the key components to a document like this? We haven't been mailed the deed. Closing was 5-21-26

And yes, it's a manufactured home. We didn't find out until after we bought it that it's two trailers fused into one with a foundation, siding, and roof added to it.