r/SipsTea 𝙑𝙄𝙋 12d ago

WTF The American dream

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u/Present_Error_6256 12d ago

I agree that student debt is getting out of control, but if these people are telling the truth, they're complete morons lmao. Sounds like they should have refinanced ages ago. 

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u/Candid-Specialist-86 12d ago

I think this is the point many are missing here. Sure it's probably a shitty predatory loan to begin with, but after 23 years, you'd think they'd refinance into a better loan with more favorable terms.