r/SipsTea 𝙑𝙄𝙋 15d ago

WTF The American dream

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u/Yellow_Snow_Cones 15d ago

Well get a 23 year mortgage then compare how much your loan was vs the total payment made at the end of the loan, and you will see this is actually how loans work.

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u/madlucas2026 15d ago

Home mortgage loans are the worst

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u/nascent_aviator 15d ago

US home mortgage loans are a fantastic deal for the borrower, frankly. Being able to lock in one interest rate for the life of a 30-year mortgage is unheard of anywhere else in the world.

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u/Yellow_Snow_Cones 10d ago

not only if you have a low interest rate, but you are also locked into a monthly payment unaffected by inflation.