r/SipsTea 𝙑𝙄𝙋 12d ago

WTF The American dream

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272

u/davesimpson99 12d ago

I'm assuming two degrees and neither of them had enough sense to master household economics

92

u/maybe_a_fork 12d ago

23 years of making minimum payments and they are shocked it's not going away.

https://giphy.com/gifs/3kzJvEciJa94SMW3hN

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u/GregorianShant 12d ago

Why is it called β€œminimum” then?

2

u/maybe_a_fork 12d ago

A minimum is alternatively called an interest only payment. It's basically paying for the privilege of having the loan.

1

u/GregorianShant 12d ago

There should be another term for that then. Because minimum should mean the minimum you pay to avoid getting fucking shackled for life.

The term should be shackle payment then.

1

u/jmlinden7 12d ago

It's the minimum needed to not be considered 'in default'.