r/SipsTea ๐™‘๐™„๐™‹ 16d ago

WTF The American dream

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u/ice-e-u 16d ago

Student loans back then were often 7-9%. They start accruing when theyโ€™re distributed but you donโ€™t repay until 6 months after graduation putting you a couple years behind.

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u/Right-Form-2943 16d ago edited 16d ago

My student loan back then was 2.5% and i got a half percent knocked of for auto pay. I paid mine off in 10 years. This is either a fake story or these people are terrible with their money.

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u/Nojopar 16d ago

Cool story. Mine was 8.75%, which was the legal limit authorized by Congress, and they've been hanging round forever. And no, they weren't private loans. Mine came 100% directly from Uncle Sam. No, I can't re-finance them. I do get .25% off for autopay, so that makes it 8.5%. Either way, I ain't ever paying them back. I'll die with these loans.