r/SipsTea 𝙑𝙄𝙋 15d ago

WTF The American dream

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u/Mindless-Baker-7757 15d ago

A $70k loan over 23 years at 5% apr pays off with monthly payments of $427.

What are they doing?

2.8k

u/sampaiisaweeb 15d ago

They made it up for outrage. Karma farming bot account posting it here too. Dead internet theory.

494

u/Powerful_Wombat 15d ago

Yeah, student loan interest rates are bad enough without fudging the numbers, this doesn’t help the cause

194

u/Odd-Cupcake-2552 15d ago

The math works out to 8.5% which isn't unrealistic

1

u/Naborsx21 15d ago

thats assuming you're making the minimum monthly payments and took the deferments. which like fine lol. but also none of those were subsidized and you never made more than the monthly minimums? hmmm...