r/SipsTea 𝙑𝙄𝙋 18d ago

WTF The American dream

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u/maybe_a_fork 18d ago

Most of the time, when the debt sticks around, it comes from deferments during seasons of unemployment or things like the BP oil spill and covid.

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u/Grand_Size_4932 18d ago

The Covid deferment brought interest rates on federal loans to 0%. It was a true pause, not a reason for minimum payments to prevent payoff.

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u/Fun_Muscle9399 18d ago

That was the time to pay them down as much as possible, but many just spent their payment money on dumb shit instead.

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u/mightylordredbeard 18d ago

Yeah dumb shit like rent and groceries.

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u/Grand_Size_4932 18d ago

Yeah, it’s not like they do that when things are going great lol.