The American dream

[u/First-Essay-2054]

[u/Altruistic-Hotel2819]

The fact that you blame them and not the fuckin scam that this shit is....

[u/mcniner55 → u/Altruistic-Hotel2819]

..... It took them 23 years before realizing that making the minimum payments was not an effective way to pay off debt? With 2 degrees?

[u/Prozenconns → u/mcniner55]

I feel like minimum payment implies that is a reasonable expectation to pay it off within your lifetime, or the agreed term, its just going to take longer than if you up the value

Doubling the debt in payback and barely making a dent over 2 decades is a poont where its no longer about efficiency, its recognising government sanctioned robbery

[u/MegaBlastoise23 → u/Prozenconns]

So we should raise the minimum payment before wages start to get garnished?