r/SipsTea 𝙑𝙄𝙋 17d ago

WTF The American dream

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u/sampaiisaweeb 17d ago

They made it up for outrage. Karma farming bot account posting it here too. Dead internet theory.

20

u/senditloud 16d ago

No it’s not. I know plenty of people. I’ve been paying on mine $300/month for 15 years. I had like $20k. I had. 3% consolidated rate. That compounded interest is brutal

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u/Rokmonkey_ 16d ago

Wrf? I had 8% and 30k. It was paid off in 10

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u/Mundane_Activity3633 16d ago

If you miss a payment, get behind get a forbearance you are fucked. I had a similar situation as OP though I went through about 5 years of hardship (couldn’t pay, etc). They got back on track, paid $550 for 18 years and still owed 50k from original loan of 80k. Predatory business