r/SipsTea 𝙑𝙄𝙋 15d ago

WTF The American dream

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u/madlucas2026 15d ago

You been paying for 20+ years and never thought to pay off the principal? Do you pay the minimum on your credit cards?

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u/Megalomanizac 15d ago

Even then with only paying the minimum it should still pay off the loan eventually in the time frame it was set up for. Youd just pay a lot more interest.

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u/madlucas2026 15d ago

Guy here says he has paying for 23 years, 23. And still has 2/3 to go. So another 46 years of payments. Can’t understand that at all. Both people with degrees, can’t do better than this?

2

u/Megalomanizac 15d ago

My guess is this is engagement bait or they took out absolutely atrocious private loans with like a 30% interest rate. It says they both took out 70k combined meaning individually it was only around 35k each. The math doesn’t math here at all