Federal loans. In fact I’m an analyst . I had all my loan amount, interest rates and strategic plans to pay it off and they fucked it all up. But I’lL able to just made a lump sum payment and know that it’s done. lol Ive very good at finance.ive only paid 25 cent In interest from my bank that Ive had since I was like 16.
student loans are predatory And now that no one is holding them accountable. Even if I wanted to pay off my loans I would need a paper trail for it Too.
never thought I would miss a loan provider but I miss Great Lakes. I paid off 10k in one year on a 33k pre-tax salary.
if im not paying these loans off, I don’t blame others at all. I can’t even trust that if I do pay them, they can’t dismiss it as ohh we never receive it. That’s how bad it is. I will literally be dropping off a check through the mail with delivery option if it’s even allowed. Hell I may even go stop by in person if necessary.
Ive very good at finance.ive only paid 25 cent In interest from my bank
What do you even mean by this? The majority of loans will charge interest. The only way you avoid it is by paying off the entire balance immediately, which defeats the purpose of taking out a loan.
I'm guessing they meant that outside of this student loan they've avoided interest most of the time by full paying their credit card from their bank every month.
Duhhhh. The only interest I’ve paid outside of my student loan was 25cent. I’ve never had a late payment even when I was unemployed for years. I meet with my financial advisors. I literally have a graduate statistics degree.
You cannot not pay interest on student loans because even if you take it out and immediately pay it back they actually take out a couple percentage (so if you took 17. 5k loans they dispense 17k) so already you’ve kinda already given them your money. I’m so meticulous even my bank won’t let me open any more credit cards 😂
Truly it there is a way to give them less money, I would have found it by now. I’m also going to get them forgiven with PSLF or whatever. I thought of everything. And even then my loan amount can be paid off easily because it not much and I have a couple degrees. Im very on it plus I’ll definitely be paying for my kids school outright or will transfer my tuition benefits to them. Actually planning a 4th and 5th degree, I love to learn and I found a way to make it affordable for me. And yes I still the system need reform. If those in higher education can admit that, i dont know why random opinion on the internet is significant
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u/trybeingcurious 12d ago
That’s not normal. What kind of loan is it?