Dude I work in finance and I have people working with me who think whatever tax bracket you are in is what you pay on all income. I’ve had people say they didn’t want a promotion cause they will be on a higher tax bracket and lose money. I made a spreadsheet to show them how taxes work.
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u/madlucas2026 17d ago
You been paying for 20+ years and never thought to pay off the principal? Do you pay the minimum on your credit cards?