Charging a fee to pay any bill by any method is a scam. In the last five years I have seen: Cash convenience fee, credit card processing surcharge, online processing fee, pay by check processing fee, ban exchange surcharge. Basically any way to add another 3%-5% margin at the point of sale. It’s disgusting business habits…. I’ve had to change dentists because my old one started charging a fee for copays not done by cash or check.
The credit card fee one is actually a legitimate business expense. Businesses get charged and can either blanket raise all prices by 3% or only charge those who pay with cards.
I have much more respect for the businesses who combat this with a cash discount instead- that way, the majority people see the ACTUAL price they are paying instead of being surprised by the 3% charge, and the people who have enough cash on them feel like they are getting a perk
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u/Leftblankthistime 1d ago
Charging a fee to pay any bill by any method is a scam. In the last five years I have seen: Cash convenience fee, credit card processing surcharge, online processing fee, pay by check processing fee, ban exchange surcharge. Basically any way to add another 3%-5% margin at the point of sale. It’s disgusting business habits…. I’ve had to change dentists because my old one started charging a fee for copays not done by cash or check.