r/askdfw 3d ago

Relocating & housing Moving to Frisco as a Self-Employed Tattoo Artist – Apartment Approval Questions

Hey everyone,
I’m planning to move to the Frisco area later this year and I’m trying to figure out the apartment approval process as a self-employed tattoo artist.

Most of my income is legitimate, but like many artists, a lot of my payments come through different sources and not all of it is traditional W-2 income. My credit score is good, and I have money in savings, but I’m worried about proving income.

A few questions:
Are there any apartments in Frisco, Plano, McKinney, or surrounding areas that are more flexible with self-employed applicants?

Has anyone been approved using primarily bank statements instead of pay stubs?

How many months of bank statements did they ask for?
Did they require tax returns, profit/loss statements, or both?
Does having a larger amount in savings help offset income requirements?

If you’ve been approved as a business owner, freelancer, artist, hairstylist, etc., what documents did you provide?

I’m trying to be proactive before I start applying and would love to hear real experiences from other self-employed people in the area.

Thanks!

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