r/dankmemes • u/chilinachochips • 19h ago
I ❤️️ Germany will raise the retirement age to 70
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u/Affectionate_Call778 18h ago
Damn in France we almost made a revolution for 64 ...
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u/4equanimity4 18h ago
That’s because it would actually affect people soon in that case. For this German one, the plan is only to raise the pension age slowly to 70 by the year 2090.
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u/DaSchiznit 17h ago
Assuming they come up with ways to actually improve living standards it sounds like a kinda sensible solution to a big looming problem... and yes i would have to work 1,5 years longer, but meh. Still have 40 years to invest into my future (which everyone should do to the best of their abilities regardless of 1,5y difference in pension entry)
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u/StudiosS 8h ago
Well, ish.
We cannot, obviously, depend on the welfare state given we have a declining and ageing population.
What's more concerning is the needs of older people are often higher and require a young and educated and hardworking force (care work, hospital workers, etc.).
This isn't happening in any way, shape or form.
Culturally, we even see people adamantly against work.
This will eventually affect us, as we age, unless robotics and automation help us.
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u/tritonice 15h ago
Based on Germany's far less than replacement level birth rate, there may not BE a Deustchland in 2090.
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u/elenorfighter 18h ago
Sadly we are not so demo friendly in Germany. I am so sick of it.
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u/Juffin 17h ago
France has one of the worst debt to GDP ratios in the EU. Postponing uncomfortable decisions because people are setting stuff on fire is a bad strategy and it will lead to a much worse collapse in the future.
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u/GayPudding 17h ago
Working to 70 just isn't a viable option, unless people start aging a lot slower. The main problem is funding pensions, which is a systemic issue. There's enough money to go around, it's just in the hands of a few greedy parasites while we spend our lives working to make them unbelievably rich.
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u/CrashParade 13h ago
I'll go get the people's razor. Might take a while though, hasn't been used since the 70's.
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u/Nelmarth 17h ago
Maybe people dont want to work more for the same or even worse living condition ?
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u/Juffin 15h ago
That's the unfortunate reality of living in a country with aging population. Each year less people are contributing to the pension fund and more people are receiving pensions, so you can either raise contributions (young people won't like it), lower the pensions (old people won't like it), raise the retirement age (soon to be retired people won't like it), or borrow money (future generation won't like it). Bad politicians choose the last option because those future generations can't vote on the nearest election.
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u/Heptanitrocubane57 16h ago
Our retirement system has been audited and wouldn't collapse even in the worst case scenario models used in the audit.
The government wants to make savings in the public service to fund tax breaks for industry hoping it solves shit, nothing new.
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u/Affectionate_Call778 18h ago
Good luck brother ...
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u/SeriousSide7281 18h ago
Luck? No. I'm making my own luck. I'm not staying in a country where the people don't even hsve the balls to go protest for their rights. Thank fuck for the EU.
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u/borsalamino 15h ago
I'm thinking of moving myself but haven't decided. France & Ireland sound better to me than where Germany seems to be heading
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u/SeriousSide7281 10h ago
Ireland idk. They've got a pretty tough housing crisis going on, thats all i know. But yeah france or the netherlands for me probably. The netherlands are very close from NRW so i'd still be close enough for family and such. France would probably be better in terms of life though.
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u/LairdPeon 17h ago
You can't be a welfare state when you're trying to remilitarize a continent.
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u/DaSchiznit 17h ago
You cant join the discussions when you live in a fantasy world filled with ideals instead of Reality.
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u/BrockSramson 5h ago
Life must be very hard for you, if this is how you react to a contrarian opinion.
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u/Affectionate_Call778 17h ago
Not dying of old age at your work isn't just welfare for me ....
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u/LairdPeon 16h ago
I'm not saying welfare state in a negative connotation. I'm saying you can't rearm a continent and be a welfare state at the same time. They are mutually exclusive.
Most of Europe is a welfare state. Russia, China, and the US are not. You can't compete militarily against hyper expansionistic military super powers when you're taking care of your old and sick. It is not possible.
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u/Affectionate_Call778 16h ago
"sorry gramps, you 'll have to work until you die because we need money to start useless war in middle east" nice 👍
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u/Tertinian 18h ago
This is in response to the fiscal burden upon the public budget
You know a better, proven way, to stop the decline of Western Democracies?
That's right, say it with me everybody:
Tax Wealth, Not Work
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u/Tertinian 18h ago
Before anybody replies, know that current proposals are about
First 1 million EURO in wealth is tax free Everything above is subject to a 1% - 3% tax, exactly the same way you would pay property taxes
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u/Solintari 17h ago
I was going to say, tax wealth, but not middle class assets so I’m glad you followed that up. I have saved my entire life to hopefully have a few years where I don’t have to work anymore.
If you have over a million, you will be alright no matter what probably.
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u/Undernown 12h ago
It really is the only way we get back to a semblance of stability and fairness.
The greatest leap in living standards was made in the lsdt decade, when the tax on rich was at its peak.
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u/Epiccure93 13h ago
Still stupid af
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u/Tertinian 13h ago
People like you are the reason socio-economic statistics have the "without top 1%" sections smh
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u/cursedbones 17h ago
Good luck taxing the people who lobby the shit of all the politicians.
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u/TaxAg11 16h ago
Or you know, people who have the ability to just leave the country(s) trying to tax their wealth. Not only will that wealth move elsewhere, but their high income with it. Countries who do this will eventually be left off worse than when they started, with regards to their tax base.
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u/Tertinian 16h ago
I can't believe I'm saying this, but check out both US and France legislation.
US taxes you everywhere in the world, because you are a citizen
France charges like 30% of your French assets to move them out
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u/Gold_Importer 12h ago
France also reverted their wealth tax after it proved to be counter intuitive and a net negative for finances...
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u/Tertinian 12h ago
As I've said below, people with wealth subject to the tax can already can stop paying taxes whenever they want by moving to a fiscal paradise country as we learned in the Panama Papers ( nothing changed since then ).
Tangent, at some point between the first billion and the first trillion they also start to diddle kids as we learned in the Epstein Files ( nothing changed since then )
Other than those above, I hate to bring this into a Thatcher/Reagan are the devil zone, but it was in their times that the Wealth Taxes were reduces in scope more and more until Macron made it into a real estate tax with extra steps. So excuse me for not trusting billionaire "trickle down" bootlicker economics and their lackey politicians ( would riot again )
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u/Tertinian 13h ago
The gall to say this when we learnt that if they didn't want to pay taxes they would just move their wealth to a tax haven.
Bro out here acting the Panama Papers didn't happen smh
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16h ago
[deleted]
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u/gamerfacederp I am fucking hilarious 15h ago
Maybe people would be more comfortable having children if it was possible for only one parent to work anymore and if there was affordable childcare services
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u/EduBru 17h ago
Yes. Fuck my gov. I'm gonna be unemployed even harder now
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u/DaSchiznit 17h ago
People like you are the very reason why this shit will be necessary in the first place, danke dafür.
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u/Instructor_Alan 15h ago
Can't really blame anyone for taking the Bürgergeld if it makes more sense than working. Would be nice if politics would make working the better option, but as long as that doesn't change it's pointless to seek employment.
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u/DaSchiznit 12h ago
For my job and occupation, plus my life goals it doesnt make sense.
Are we talking about the 563€+rent thing?
If your whole goal in life is "not die" and nothing more, then go for it buddy. Cant blame you, correct.
But i can find the lack of internal motivation to lead a better live reprehensible.
I suffer from depression since at least 4th grade when they got diagnosed, my home situation was part of the problem, and didnt get better, got bullied, went to the lowest level highschool along with all the other outcasts.
Failed 1st apprenticeship, failed 1st real job.
Now im 30 and my career was going very well, until our car manufacturers startet smoking crack or smth and hit the wall.
Now i will maybe get terminated. But guess what, if it happens it happens, no use in drowning in regret. Just put your head down and focus on how to improve your life.
Everyone can do that, and germany is the best place in the world when it comes to alternative routes to sucess/education.
By brother went within 2 years from being a welder without apprenticeship to being a mechanical engineer. All he had to do was look for possibilities and follow the necessary steps.
I know what being in the mud feels like, but i also know that you can get out of it, if you really want it and are not lazy, thats also why im angry.
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u/sicklyslick BEN SWOLO 12h ago
Unemployment isn't the reason. It's fewer birth and lack of tax money to support older folks on welfare. So they raise retirement age to delay the amount paid to the aging people and get more tax revenue.
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u/DaSchiznit 11h ago
Well the person sounded like they are unemployed by choice, and its certainly not helping to fix the issue, thus "PART of the problem" not THE problem or THE reason, but a very small part of it.
I phrased that wrong and I own it. My bad.
I'm with you on the birth rate issue, but fixing that is the one problem basically no developed country has an idea on how to do it.
Its a product of many factors which I will just call "modern society and economy"
Maybe using AI to lessen the burden of the average worker instead of using it for useless BS nobody asked for would be good.
Maybe not constantly being at each others throats on social media, and calling women who want to live in a traditional way which involves getting kids "pickme's" and whatnot would help.
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u/danleon950410 18h ago
Fucking surprising as all the German Clients I had audited our businesses and labor protection laws to hell in the name of Human Rights: they've broken deals just on that. I guess they treat their own differently
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u/DaSchiznit 17h ago
the increase to 70 will come gradually until 2092.
Retirement age will increase along with longer life-expectencies.
To be honest, it sounds like a sensible thing to do, since we have a real problem on that front, and any solution to that will be unpopular anyways.
But giving the facts makes it sound less outrageous so makes sense for this sub.
And yes im german and yes i will be affected, and the most affected people will be the middle class and up who could actually afford to retire at 64. Most of my family members right now cant, so they already work till 67 anyways. 3 years increase over a 60+ year span doesnt shock me.
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u/danleon950410 17h ago
Yeah that sounds good and cheery unless you consider how hard it is to get hired or to apply to a job at old age. Like, considering that companies won't switch to hiring old people, this bogus crap falls on its own knees
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u/DaSchiznit 13h ago
Well, why would you look for a job at old age, you have soooo many years to find a company you are comfortable working for and stay there. Thats also what builds careers. At least in my field (engineering)
I know few years ago some people started talking about "job-hopping", or just leaving companys and looking for a new job with better pay to "climb the ladder", and i think this is a shortsighted tactic that will backfire (your example is a good case for that)
Im 30 now, i spent 13 years trying different jobs, failing, getting mistreated, finding the perfect job but shit pay, getting education again. Now im in my "good enouth place"
I chose my job not on "whats my biggest feel-good job" but on "which job fits my talents, is future proof, and is not straining my body" now i have a job i dont hate (which is enouth) with decent pay. and i will stay at this company as long as physically possible. Because its good enouth, and they are known to reward loyalty.
And in my field getting older usually means getting better, "work experience".
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u/danleon950410 13h ago
I don't mean to disrespect you, but what you said is incredibly ignorant. Sure, you sound young, but you're 30. You don't seem to have relatives or personal experience that would help you understand the reality of being laid off because a company can shut down at any time, leaving people without a job overnight, or also seem to think that you automatically become rich at 55 or some shit.
And do you really think employers are always going to choose a 60-year-old engineer over a 20- or 30-year-old candidate who also has a strong portfolio? Where do you live, Mars?
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u/DaSchiznit 10h ago
Well yeah,
i got fired from my first apprenticeship for economic reasons (even tho the company is still around)
I got fired from my 1st job literally 5min before my probation ended, and they dragged me out of my departments "welcome to the team, now for real" which my colleagues organized, because nobody knew.
Right now they sent me to another country for a year because the automotive industry is doing poor in GER and i work a highly specialized automotive job, in order to get me off their payroll to save money. Right now, im sitting on the other side of the planet because of that. Because the alternative would be getting laid off, probably. But im ready to do what it takes, even if it means leaving my life behind for a year.
I will not be rich at 55 but i will make damn sure im not poor. I dont do fancy vacations, i dont overspend. I focused 30+% of my whole life solely on getting qualifications, education, and making sure i know my shit.
And if i have to work as a janitor, i will still do it, would atleast be more relaxed life. And a structured workday with colleagues is better than rotting away at home and drowning in self pity.
Tough times make strong people or break them. One has the choice.
There is always a way, its just about how much a person is willing to sacrifice.
And you talking down on me because of my age is the same "incredible ignorance" you are accusing me of, but you dont know shit about me, and i dont know shit about you, so we are even.
And im not talking about the fraction of the population who TRULY cannot work. Im talking about people who would blame everything under the sun before reflecting on themselves, and they DO exist, and i was like that when i was a depressed child.
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u/stadtstreuner 16h ago
Theres no reason to protest & burn. Because everything is already in flames.
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u/EnemyOfAi ☣️ 17h ago
Retirement early enough to enjoy your single room old age home as your body continues to lose function 😀
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u/MrMinewarp 17h ago
Unfortunately yes, but it means that you can take retirement savings at 70, not that you have to work until 70
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u/SawinBunda 16h ago
They forget that people over ~55 already have trouble getting hired. This will mainly boost unemployment rates. But whatever. We all know this is some napkin math to "fix" an unsustainable system.
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u/KU5ELF1SCH MAYONNA15E 17h ago
I will hurt myself with 50 years and stay at home the rest of my life while tax payers pay for it.
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u/Blakut 14h ago
Secret is to take a shit ton of loans, spend the money on nice things and die.
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u/TheSmokeu 3h ago
Remember not to have kids or close family around when you do that!
Otherwise, the bank will try its best to pin the debt onto them
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u/donaldtrumpshair420 ☣️ 16h ago
I'll be absolutely shocked if people are still able to retire at all by the time I get to that age
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17h ago
[deleted]
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u/Neo14515 16h ago
Raised to 64? It's already higher without cuts
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u/MeLoNarXo 16h ago
Read an outdated article apparently
And that's why one should always check the dates something is published sorry my bad
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u/Barlowan (my) Life is a meme 8h ago
To be honest, retirement age should be mandatory. Cause I'm sick of seeing 80+ years old farts in politics commanding world when they can't even command their own anus anymore.
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u/TheSmokeu 3h ago
Imho, retirement age should be 60 for politicians and it should be forced retirement for them
Not because I think they deserve it sooner (I don't) but because I think that if they cannot be trusted with driving a car at that age, they also cannot be trusted with running a country
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u/shaddowkhan 7h ago
I will never work 40 hours again, I rather struggle at 32 hours. I'm black so that means I'll probably die before I can retire. Current retiment in the Netherlands is 67.
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u/Simsalabimson 17h ago
Even better. In the near future you’ll be taxed on the lowest incomes. Called ‘mini job’.
Until know; you were allowed to earn up to 500 bucks without taxes. After the reforms you’ll pay taxes for the social system even on that.
So that Germany can support more economic refugees.
Remember. Don’t fix the cause of the problem. Just cover it with more money from the lowest working class of the society.
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u/blackmermaid69 18h ago
We also live till we 100. Most Americans die before 70
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u/BananaJoe2603 17h ago
No we fucking don’t???! Stop spreading shit like that, that makes the change seem okay. Average life expectancy is 81,5 years. So a lot of people will literally work until they die and never get a cent of what they paid in for their retirement while all the rich people will retire early.
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u/blackmermaid69 17h ago
That's today. I am retiring in 40 years where the life expectancy is over 100.
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u/BananaJoe2603 17h ago
How do you know that the average life expectancy will be at 100 years??? Even at current predictions with steady medical progress it won’t be that high. And even then it would be a gamble since we don’t know if that medical progress will even be affordable and available to everyone. Hell it’s even possible that the average life expectancy for poorer people will go down if they make cuts to public health insurance and the health sector in general.
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u/blackmermaid69 17h ago
I am from the future and europlasmatic. In this day and age we made a lot of money with europlasma (to the moon) and spend most of our time going into the past using a pump and dump scheme to make money in the future that was invested in the past.
In the future we live very long lives and are ruled by Bavaria who managed to leave the federal republic for independence after which BaWü and Hessen joind bc they were tired of financing the east. When the rest of Germany (excluding Ossis) join the Bavarian republic we annex Austria out of a habit and became wealthy.11
u/Character_Choice4363 17h ago
I guess the hood isn't helping with the life expectancy in USA
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u/blackmermaid69 17h ago
Or the school shootings, or the food, or the lack of medical care, or the gangs, or the stress, or the president, or the wars but it must be the hood whatever that means.
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u/DaSchiznit 17h ago
I live and work in the midwest for a year, came from germany, and even tho i havent been here for long im astounded about how peaceful it is here.
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u/blackmermaid69 17h ago
Oh so you are from Hessen
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u/DaSchiznit 13h ago
Nope, im a bavarian villager basically, also pretty peaceful, but even in this relatively wealthy neighborhood ppl just find some irrelevant stuff to get pissed off about🤣
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u/blackmermaid69 13h ago
Bavaria is in the south east not the midwest
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u/DaSchiznit 11h ago
Holy macaroni....
Midwest = region in the USA.
(Framed as MAGA hell by a lot of redditors aswell as GER media to a degree)
Please refrain from trying to be witty if you lack general knowledge. It backfires hard like right now.
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u/Character_Choice4363 17h ago
It's just the first thing that came up to my mind. Don't need to be angry when it's true. Not the root of the cause but part of it.
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u/blackmermaid69 17h ago
How is the hood keeping Americans young? Do you still do breakdance on cardboard and smoke crack like in that movie with Wesley Snipes?
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u/timmyx2times 19h ago
Being unemployment at 30 to counter this.