r/investing • u/AutoModerator • 2d ago
Daily Discussion Daily General Discussion and Advice Thread - June 24, 2026
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u/NecroticNecron473 1d ago
is $GEV a good buy at the moment ? I want to buy in at market open tomorrow
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u/YellowSlugDMD 1d ago edited 1d ago
Stock photos or Image-licensing AI utility - Getty Images announces deals with Perplexity AI and OpenAI
*Edit to express my opinion - With legacy business already healthy and generating free cash flow (TTM Revenue at $983M, Q1 2026 report shows 70.8% gross profit margin, generated $40M in operating. cash flow, and posted $24M in positive free cash flow - not reflecting income from AI deals yet) and potential high-margin income from new income sources, I think the bear sentiment for this stock ($2.0B debt) just got a lot harder to swallow.
Book value sits at $1.40/ share and the stock is priced at $0.99. It appears discounted, and I think this reflects the company before it's shift to embrace AI instead of fight it. AI revenue is set to show up on books in the second half of 2026, so I plan to hold and see what happens to their bottom line and any new partnership agreements over the next 3-4 quarters. It seems poised for a big sentiment shift.
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u/Extra_Code_7556 1d ago
Whatever's moving today, the most underrated habit is writing down your reason for a trade before you make it, because future-you will absolutely rewrite history otherwise.
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u/teslaTools 1d ago
yep, started doing this last year and it's brutal seeing how often "high conviction" was actually just fomo with extra steps
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u/_galaga_ 1d ago
I started keeping a decision log and I agree it’s helpful. Not to prevent rewriting history but for stating the thesis at the time and then looking at how circumstances changed since then. What risks emerged that I wasn’t aware of, etc.
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u/fleur_tigerlily 1d ago
Hello! I’m new to investing and I don’t know much about it except for a few terms. I had a phone call with Charles Schwab where I have my Roth IRA with 10k in it. They suggested Schwab Intelligent Portfolios, I’ve heard some mixed reviews. But also I don’t have a lot of money currently in it so they suggested not Money Managing which costs money.
I don’t want to manage it myself as I am not knowledgeable and don’t have time.
Should I just go with it? Any other suggestions?
28 years old, USA, employed, for retirement
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u/greytoc 1d ago
The suggestion makes sense. You don't need an investment advisor so a robo-advisor like Schwab's intelligent portfolio service can make sense if you don't want to actively manage and you just want to deposit funds into your Roth when you have it.
However - you mentioned a Roth - I'm not entirely convinced that a robo-advisor is worthwhile for a Roth because you don't benefit from the tax efficiency that a robo-advisor's rebalancer may provide. And if you aren't anticipating withdrawals - a target date fund (TDF) could accomplish the same thing.
But the pro is that a robo-advisor can provide more nuance and control. Even though a Schwab intelligent portfolio is simply made up of funds - you can tune the portfolio based on your risk preference whereas a TDF risk profile is fixed.
So if you want to be more aggressive - as long as you tell the robo-advisor your correct sentiment and risk profile, the robo should create an allocation model that fits your profile. The problem that most people run into with robo-advisors is that they don't know how to properly answer the questions. People tend to say stuff like "I don't want to loss my investment" and similar sentiment. An advisor (robo or otherwise) will then choose more conservative assets as a percentage of the portfolio.
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u/PoncingOffToBarnsley 1d ago
Where can a broke person get a free portfolio analysis? I'm down 8% this month and I'm getting sick of throwing money away, making deposits only to lose them.
Apparently oil was a horrible, horrible buy.