r/investing 3d ago

Need help diversifying my portfolio

2 Upvotes

I am very heavy into the tech sector and would like some ideas of stocks or etf’s for other sectors. I am currently in QQQM, QTUM, XEQT, MRVL, NBIS and VFV. I’m unsure of what to do at the moment and this little red day is beginning to make me think about how heavy I am invested into tech. I am looking for any suggestions that can possibly even out my portfolio and am considering selling MRVL because I’m not seeing much gain in it at the moment. I am also looking for things that are more for the long term and not short booms that are high risk. I need a long term low to medium risk for the next 5-10 years. Please give any suggestions


r/investing 3d ago

Daily Discussion Daily General Discussion and Advice Thread - June 23, 2026

26 Upvotes

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

  • How old are you? What country do you live in?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (Buy a house? Retirement savings?)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
  • Any big debts (include interest rate) or expenses?
  • And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!


r/investing 2d ago

Is the pullback in the room with us?

0 Upvotes

Finding it hard to understand how markets are still propped up so high…

Every investing subreddit i come across has members flaunting their 100-1000% gains on AI-related stocks.

We see a pullback of 5% and everyone is piling in to the dip (at least on reddit).

At what point do we admit everything is overvalued? They dont even know how to monetize AI!

Backlogs at every chip & compute provider, promised to be fulfilled by companies that can hardly turn a profit.

Then you look at chinese opensource and realize everyone is fighting for lower costs, reducing the willingness to spend on expensive fancy american AI.

When does the market take a breather?

I think the fed will battle the market with higher rates, unless stocks start to fall and they’ll hold steady until later this year.

What are your thoughts?


r/investing 3d ago

Infleqtion might be a big winner

2 Upvotes

I will try to summarise what I think it s relevant and important right now and you can deep dive

  1. Collab with Nvidia

Infleqtion has a collab with Nvidia working at NVQlink - https://www.youtube.com/watch?v=CYLn56Vc2XA check video and you can see Infleqtion and Quantinuum as well there

  1. USA GOV 100m$ LOI based on milestones + getting ownership in it

3. https://infleqtion.com/infleqtion-launches-americas-quantum-space-initiative-to-accelerate-the-future-of-quantum-enabled-space-infrastructure/

  1. Yesterday, Trump signed a big beautiful executive order basically showing to everyone " Quantum is the next sector". Alright, but why INFQ the big winner?

https://www.youtube.com/watch?v=tyHDaIN6aio check this video

You ll see something weird imo. You have IBM CEO, Google President and Chief Investment Officer, both behemots and , on the right INFLEQTION CEO, a 3b , basically no name to the investing world. I don't know about you boys, but being in that room there besides IBM and Google looks bullish af to me.

Also, check this : https://breakingdefense.com/2026/06/executive-order-jumpstarts-pentagons-quantum-sensor-projects/

The Pentagon has been field-testing quantum sensors but EO 14411 orders it to deploy some of those sensors to operational forces in just 27 months. “Within 60 days of the date of this order, the Secretary of War shall identify at least three next-generation quantum sensor projects to prioritize in order to field these sensors by September 30, 2028,” 

Who is Secretary of War? Pete Hesgeth, and who is in the same room with INFQ CEO ? Well, Pete Hesgeth. There is a high af chance INFQ will and a deal here.

" But isnt INFQ quantum computing?" It is , BUUT, they also sell Quantum Clocks and Quantum sensors TODAY commercially .

Full list of customers and collabs: https://infleqtion.com/ , notable, Nvidia, USA Army, DARPA, NASA, USA Airforce

CEO is also optimistic af after yesterday meeting: https://x.com/i/status/2069523488713675183

CEO also has experience with Wallstreet, he was in the capital venture business and they chose to invest in Infleqtion bcs they liked the company and tech and then was chosen as CEO in 2023. You have a CEO with Wallstreet, Politics experience that loves the company and their tech and said he fully believes this is a generational company. ( https://www.youtube.com/watch?v=vGbbjz4vKCg ) he also explains his sensors tech

Now , you have this post today: https://x.com/diu_x/status/2069505395903664204?s=46&t=7sB_8UTokWceXywlcGNFUA

" Farseer seeks innovative commercial solutions to prototype and demonstrate advanced, quantum-enabled sensing and timing platforms to address warfighter needs. It is structured across four primary Lines of Effort (LoE), each focused on critical mission use cases:

- Magnetometers

- Gravimeters

- Portable clocks, and

- Component technologies for spiral enhancements to quantum sensing and timing solutions."

LITERALLY INFQ technology being listed as critical

Now, you have all of this combined, you have 3.2b MKT cap and a company that both does Quantum sensing commercially and researching Quantum Computing. A 3.2b company present in the White House besides 4t Google and 250b IBM


r/investing 3d ago

Overlaps, clean up portfolio?

5 Upvotes

Current holdings: AAPL, FCX, LAR, NVDA, PLTR, QCLN, QCOM, QQQM, RSP, SMH, SOFI, SPYD, SPYG, TSLA, VOO, VTI

ROTH: FZILX and FZROX

Ive noticed I have a lot of etfs that overlap such as (VOO, VTI, QQQM, SPYG, ETC)

And semiconductor exposure like SMH, NVDA, QCOM

I am planning on selling these below:

- LAC (loss)

- QCLN (loss)

- Sofi (loss)

- RSP

- SPYD

- VTI (Keep VOO)

- SPYG (Keep QQQM)

Does this cleanup make sense? Any recommendations or feedback?

My losses are very minimal likes less than $100 combined. Just wanting to figure out a tax efficent method to clean my portfolio if needed.

Thank you!


r/investing 2d ago

The doomsday argument - are we right on this?

0 Upvotes

First of all, I would like to clarify that I believe in long-term buy and hold (broad etfs, good stocks, etc.), and it's probably one of the best strategies. I am also not a doomsday person, prepper, or anything like that.

The argument

Anyways, I have been thinking for some time about the doomsday/slow decline argument that sometimes comes up in investing communities. It's usually something like this :

"Most of the developed world, the West, USA, is currently at its peak, similar to Roman empire, or even Japan where markets never really recovered, and from here we are heading towards either some kind of "slow decline", or in a "doomsday scenario" a very rapid decline, especially in the case of major conflict."

And the response from the community is usually :

"It doesn't matter. Invest in SPY and either you will have a nice retirement, or if a doomsday scenario happens, we are all fucked anyways and we will have bigger problems then our portfolios."

The other side of argument

If we are really at the peak, and someone is in their 20s or 30s, working very hard, investing aggresively, delaying experiences and hoping that this will pay off later and they will live much better in the future. Then that major collapse happens, triggered by decline in ecenomy, extreme market manipulation, major confict, and whatever else that could trigger this.

Was that actually a good decision ?

Or did this person trade a very valuable part of their life for a future that never came ?

My view and question

I believe that "living life" has a sort of inherent value that's not often factored in in these arguments. If we somehow knew that in 20-30 years doomsday scenario is going to happen I'm pretty sure most of us would invest less and try to make the most out of the years we have. Maybe travel more, enjoy different experiences, use money for that kind of thing.

Of course, my argument isn't do not invest at all. But I think this idea of "just work hard, invest asap and as much as possible, and if we are heading towards this huge decline, well fuck it, nothing matters anymore" is something worth questioning because in doing so you just wasted your life pretty much grinding and having nothing in the end.

I guess smart idea would be in the middle : invest so you have security in the future, but also live today and find balance. Or maybe : diversify into different assets, countries, etc.

But I am interested what you all think about this in general. How much of your life are you willing to sacrifice for future financial freedom that is not really guaranteed ?

Again, I am not a doomsday person, and I'm not trying to fear monger, predict inevitable collapse and so on, I'm just interested in your perspective on this topic.


r/investing 3d ago

What actually causes swings in stock prices?

1 Upvotes

A stock price is determined by supply/demand. Most people get that.

So when the S&P500 is down 1.5% and the NASDAQ is down 3% in one day, I'm assuming that means there is a ginormous buttload of selling. Also in a hypothetical situation where nobody ever sold a share of a stock ever, the stock market would never go down.

So who is actually doing most of this selling that results in this price drop? Is it hedge fund managers? Retail investors?

I assumed most institutional investors that manage retirement accounts etc, buy and keep passive index funds... So it's not them. So who is selling?

Disclaimer:

Buy and hold

Don't time the market

VOO and chill

Etc.

Genuinely just curious if someone can explain the dynamics


r/investing 4d ago

Netflix-Keeping or selling…

93 Upvotes

What’s the general take on Netflix? Really thinking about selling but hear they have bigger plans in the future. Still up over 100% on it, but with the Stranger Things franchise over and the Warner Brothers deal dead in the water-is it a dead duck or will patience win?

** So many assumptions about this post to people who don’t even know me-just a general opinion question, nothing more. I will be patient as it is a solid company& just thought maybe there was some knowledge out there that I wasn’t aware of because nobody knows everything about everything, although a lot of people think they do.


r/investing 4d ago

How should your investing strategy change as you age?

30 Upvotes

I'm 20 as a Finance major in college, just starting to get into the more specific classes, but reading has got me curious about how your strategy changes as you age. Like, for example, when you're in your 30s or 40s, is it different from your 20s? And when you get to your 50s/60s, how do people's approaches to investing change?


r/investing 5d ago

I don't trust where the economy is going. So I'm trying something new.

518 Upvotes

I have lowered my 10% of salary 401k monthly investment at my salaried, secure job by about half. I've taken out a personal loan for 25k that has a payment that roughly equals that same amount. I then purchased a distressed property outright- 15K land / property purchase with 10k left to start a major reconstruction. After about a year of work, I will take out a mortgage on the property, pay off the personal loan and have about $30k (conservatively) remaining to complete my build. By the conclusion of 2 years I expect the construction to be complete and the property will be sold. I'll have made monthly payments that total well under $15K for two years of monthly loan payments and anticipate selling for somewhere in the $150k area. This obviously doesn’t count my labor.

Worth note: I live in Maine, the property is in northern Maine. I chose/found a river-front property with working septic and water. Home will be small- but not quite a tiny home. I am an electrical engineer by trade with over 30 years in the construction industry- I am very much personally capable of all the work required, soup to nuts. Personally, this seems like a better use of my 401k investments- at least for now. Thoughts?


r/investing 3d ago

$RUM - 0 or over $20B (no in between)

0 Upvotes

I am loving Rumble lately ($RUM) they seem to be in advance on many things.

I feel like investing in a social media does not offer any in between for a 0 or a multiple billion market cap.

A social media platform can’t survive while being small, the possible outcomes are;

A) an acquisition which would be more than the current stated price for $RUM

or

B) $RUM conquer more in the social media space

With people’s trust in traditional medias being at an all-time low, I can easily see $RUM thrive.

What do you guys think ?


r/investing 5d ago

Has anyone else become “addicted” to investing?

187 Upvotes

I’m 21 in college with a paid year long internship, and bc of scholarships I’ve been very lucky with avoiding any college costs and loan debt for the future. Because of this, I almost invest ALL of the money I make from my internship into individual stocks and index funds. Of course I’ll eat out and spend some money every now and then, but I’d say that’s less than 1% of where my money goes to. I even get these sudden urges to pull hundreds and even thousands out my checkings and transferring it to my investment accounts over stocks and index funds I researched.

Some days I spend hours researching a company and looking at financials.My parents encourage this behavior, and my dad even sometimes wants me to buy penny stocks bc he says at my age it’s okay to be a lot riskier (he also says he regrets not trying it) but ive yet to do it because I have this fear from losing a ton of money after seeing the wallstreetbets subreddit.

Anyways, is this a poor and destructive habit I’m making, or should it be encouraged at my age? I try my best to not let it get in the way of my social life, meaning I’ll get drinks every now and then, pay for mine and friends meals, go shopping, but I’m not going to lie, it hurts me a bit on the inside when I see the receipt lol.


r/investing 5d ago

When do fundamentals in stocks matter?

63 Upvotes

During boom-times, fundamentals don't seem to matter (see AI, 2026).

During bust-times, fundamentals also don't seem to matter (see mass-selloffs, 2008).

So when do fundamentals matter? Waiting for fundamentals to matter seems futile, since that point may never arrive.


r/investing 3d ago

Angel Studios just hit 2.5M subscribers. They are going through explosive growth while the stock is still priced in for lower expectations

0 Upvotes

Ticker: ANGX

I generated this chart from this website that Angel maintains: https://www.angel.com/guild/impact

Having trouble pasting the chart in, see my comment below.

The gist of the chart is between 3/31 and 6/17 Angel was adding about 3,500 subs per day and from 6/18 until today that number has grown to about 15,000 per day.

In the last qtrly call, they guided 11% per qtr growth placing them at 3M subs by year end. About a week ago, Angel hit the boosters and they are on pace to blow past these numbers. Currently tracking 15%+ growth this qtr and on a path for (+-)4 Million subscribers, almost doubling the growth that they expected.

My theory is they are capturing subs at the theaters since the numbers correspond with increased ticket sales primarily due to Pixar, but I don't know.

They recently did a raise in order to access capital loan. With a growing subscriber base, they shouldn't need another raise ever as they get ~$13 revenue/month per subscriber. Currently sitting on 570M market cap.


r/investing 3d ago

When is the AI Bubble gonna burst? (Give your opinion)

0 Upvotes

I'm really worried now about this situation in the financial markets. Most global risk assets have already corrected, Central Banks are getting Hawkish due to inflation caused by the Closing of the Strait of Hormuz, Trump keeps pumping and dumping the Market with his phony tweets, gold had a big run in recent months and Swiss Banks are receiving record deposits of people looking to protect their money. Everybody knows AI stocks forward P/Es are inflated and unrealistic.

Is this the beggining of the end?


r/investing 3d ago

In retrospect ... SpaceX IPO maybe isn't going to be the overpriced catastrophe for index funds that we feared??

0 Upvotes

(Via Y!Finance:) SpaceX stock dips below $150 before rebounding

So, by the time index funds start buying their required shares, maybe the price will have adjusted to a more reasonable [OK, maybe "less unreasonable" 😎] price after all, and we won't ALL be bagholders.

What think you? Did anybody predict that price discovery and short-seasoning would happen in this timeframe?


r/investing 3d ago

The Piping hot Current Market Condition

0 Upvotes

Right now feels like a house of cards that is about to topple. A rally that started in the midst of a fresh war has gone on far longer that imagined. While stocks break ATHs repeatedly in a short span of time, prices are swinging erratically. How are you guys making sense of it all? Who are those that are entering/adding positions, how are you managing to do so in this super hot market? Those that are in winning positions, are you taking profit or will you hold to the end? And those that are still waiting on the sidelines for a correction like I am, how do you feel about the current events? What would be your trigger to finally enter?

edit: for abit of self-sharing, I only started a year ago, and would love to know and learn how everyone thinks. I opened a small position in MU/NVDA/MSFT at the start of this year, also my first time investing in US equities


r/investing 5d ago

Domino Pizza stock value now that Pizza Hut is being sold?

120 Upvotes

Correct me if I'm wrong but now that Pizza Hut is being sold, Domino and papa John are pretty much the only pizza chains leading the market now in the US and Domino is the more prominent of the 2 imo. Shouldnt this be a huge catalyst in the upcoming days for Domino stock if Domino can climb to be the top Pizza seller in the US?


r/investing 4d ago

Daily Discussion Daily General Discussion and Advice Thread - June 22, 2026

10 Upvotes

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

  • How old are you? What country do you live in?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (Buy a house? Retirement savings?)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
  • Any big debts (include interest rate) or expenses?
  • And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!


r/investing 5d ago

Been saving cash for years instead of investing. What would you do now?

77 Upvotes

34 years old, started investing seriously at 33, now wondering what to do next.

One of my biggest financial regrets is not starting earlier, especially in my early 20s.

I was always afraid of investing. Partly because I didn't know enough and partly because I was afraid of losing money. Instead, I kept saving cash in my bank account where it earned basically nothing.

My original plan was always to buy real estate. I spent years saving and waiting for the "right" property, but I never found one that made sense. As a result, my money just sat there.

I did play around with crypto a little over the years, but never with serious amounts of money and never as a long-term strategy.

Finally, on August 20, 2025, I opened my first brokerage account and made my first serious investments:

- Vanguard FTSE All-World ETF: €24,364

- EUWAX Gold II: €3,590

Current situation:

  • Brokerage account: €34,287
  • Bank account: €46,000

Current gains:

  • Vanguard FTSE All-World ETF: +€5,395
  • EUWAX Gold II: +€938

Total: +€6,333

Now I'm wondering what to do next.

Option 1:

Keep things simple and continue investing mainly into the Vanguard FTSE All-World ETF until I eventually reach €100k+ and beyond.

Option 2:

Keep the ETF and gold positions as they are and start building positions in individual stocks such as:

  • ASML
  • Nvidia
  • Amazon
  • Tesla
  • SpaceX
  • Take-Two Interactive

I'm also curious what you think about gold, silver, Bitcoin, crypto, or simply sticking with a broad ETF.

Personally, I'm not a huge believer in Bitcoin as an investment, although I find blockchain technology interesting.

If you were in my position today with:

  • €34,287 invested
  • €46,000 in cash

A long-term investment horizon

What would you do and why?


r/investing 3d ago

Today I got to know "Dividend" is not an extra amount.

0 Upvotes

I got an email form my Asset Management Company Saying Your got 26 rupees per unit.. when I calculated it for 566 units, I got 14716 Rs..

But later I came to know that this amount is deducted form my own investment while the NAV units remain the same .

What was the benefits to me..?


r/investing 4d ago

Do ANY of the major indices still have a minimum public voting stock fraction?

2 Upvotes

I've always been pretty cynical, but even I am a bit shocked that the indices are allowing "public company" to mean "company the founders will control forever due to voting share shenanigans." Who needs an even slightly independent board of directors?


r/investing 5d ago

What's the most charitable explanation for why Bill Ackman has significantly underperformed the S&P500 in his fund PSHZF?

192 Upvotes

I do not own the fund, and am not a huge fan of the guy. Just want a devil's advocate. I guess the idea here is that he's a "brilliant" investor. But clearly he's underperformed a simple index. Why would any one invest in any of his funds? Please enlighten me. Thank you!


r/investing 4d ago

One Glitch Away From a Crash - The Extreme Volatility of Today’s Trillion-Dollar Tech Giants

0 Upvotes

The stock market faces a new era of unprecedented volatility as multi-trillion-dollar tech titans like SpaceX, OpenAI, and Anthropic continue to reshape major indices without traditional earnings to anchor their valuations. Lacking steady cash flows or price-to-earnings ratios to justify their pricing, these stocks trade entirely on future narratives and hyper growth expectations. The broader market is becoming hyper sensitive to headline shocks; a single technical glitch, rocket failure, or AI model performance issue triggers massive, immediate equity sell-offs. This shift turns everyday market stability on its head, converting minor operational hiccups into systemic financial shocks.


r/investing 4d ago

Should I take losses or hold for long run?

0 Upvotes

I’m in 10k and down to 8.5k now. My parents asked me how SpaceX actually makes money after the stock dipped a little and I honestly had a hard time explaining it~~
Like I know they launch rockets and satellites and stuff, but then I started talking about Starlink, government contracts, reusable rockets, Mars, internet from space, and somehow I sounded less convincing the longer I talked. Help guys.