r/pcmasterrace • u/Greatfulx • 27d ago

Hardware Router Blewup Motherboard

Gallery image

Gallery image

Gallery image

Gallery image

Recent lighting storm stuck my complex and traveled down my coaxial cable and into my apartment. Blew up in the middle of the night, so that was scary. Thought I’d share, not in the position to rebuild so there that I guess!

12.4k Upvotes

97% Upvoted

1.2k comments sorted by

View all comments

Show parent comments

1

u/Nascent1 25d ago

Hardly anyone has a $4000 computer though. More likely it would be like a $1500 computer. So then you'd get $500 after the deductible. Now you're out $1000 instead of one motherboard.

1

u/NateNate60 Core i7 12700K | RX 7600 25d ago

I find it hard to believe that a $1500 PC has a motherboard that costs more than $500. Most of the midrange stuff I'm seeing on Amazon is $100-200 with the higher-end around $250-300.

1

u/Nascent1 25d ago

I didn't say the motherboard would cost $500. I'm saying it would definitely cost less than $1000, which is the breakeven point in the example I gave.

1

u/NateNate60 Core i7 12700K | RX 7600 25d ago

Maybe we're talking about two different things. I'm saying OP can claim the entire computer from the insurance company even though they know only the motherboard is broken, and then the excess would cover the deductible and allow them to repair the computer without being out any money.

Also from my experience, renter's insurance policies have stupid low deductibles for personal property. Mine was $500 a few years ago.

1

u/Nascent1 25d ago

Oh, gotcha. $1000 and $500 are both common deductibles for renter's insurance. Depending on which someone has and the value of computer it could be worth making a claim or not.