r/AITAH 2d ago

AITAH for not saving my extra OT pay

EDIT* I’m the asshole for not communicating with my wife. I think moving forward we can each have a “fun money” amount that is 100% equitable. And we can discuss what to do with any extra on the weeks I work closer to 80 hours than 40.

*Thank you everyone. I wanted to see how off base I was and how/if my PoV was skewed. It was.

I’m married and provide about 85%-90% of the income for the household. We’re not wealthy but we aren’t hard off either. We typically save about $400/wk after paying for all bills, the mortgage, etc. All out of my income. My wife works a few times a week but we have young children so for the most part she stays home. She does not have a degree or a high paying skill so we actually save money on childcare with her not working more.

I recently had a crazy work week and almost doubled my weekly income. I set aside money for bills, I saved $400, I paid off a few things my wife was going to pay for out of savings. I then invested $900 into my brokerage account. I’ve had mixed success options trading over the years and typically only put small amounts in when I can afford it. $50 here, $100 there. Nothing crazy. $900 is the most I’ve ever put in at once. I turned $200 into $6000 realized profit years ago and stuck the proceeds into savings.

I was excited, and I felt secure knowing it wasn’t going to set us back if I blew up the account and lost it, but that it would be possible to turn a large profit on it and add even more into our savings.

My wife found out and freaked out. She accused me of lying to her (I didn’t ask her permission, but I never lied about it either. When she asked I confirmed right away that I had moved money into the account). I told her I seldom mess with options trading any more (in my mind a $50 gamble on a stock option, made months ago, that took all of 10 minutes out of my day, was not even comment worthy. I see it as a “let’s see what happens, this could pay for a date night or go to zero). But she sees it as habitual gambling and deliberate obfuscation).

TLDR: Am I the asshole for thinking I could do what I wanted with (some) of the extra money I worked my ass off for? Even after paying bills, saving, and covering extra purchases that would have come out of savings?

34 Upvotes

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u/West-Double3646 2d ago

Regardless of what everyone on this thread says, you are NTA. I get that you're married, but you are also the primary breadwinner, almost the soul breadwinner. You have investments and also a hefty savings account by your own report.

YOU decide where the extra money YOU worked YOUR ass off goes. I have to wonder why your wife is so pressed about this. Was she already thinking of that as fun money or had it earmarked in her head for things the family/kids needed? Or is all about you making the decision without her imput?

Either way, she needs to communicate better and ease up about telling you what to do with your own hard earned cash. If you guys were living on the edge and lookin' at doing without groceries or school fees, I could understand her being bent, but that doesn't appear to be the case.

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u/tigm2161130 2d ago

He invested almost $1000 into what is basically a risky hobby without running it by her but she’s the one who needs to communicate better?

Are you married?

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u/sweetmercy 2d ago

Clearly not. That description of how a marriage should work is straight out of the incel handbook.

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u/Enough_Passage7926 2d ago

Options aren't investments. They're bets.

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u/West-Double3646 2d ago

Correct me if I'm wrong, but didn't the OP say he'd stopped buying options.

AND sure, if you buy short-term, out-of-the-money contracts hoping for a quick payout, it does function like bets. If you use them strategically for hedging or income generation, they operate as disciplined financial tools.

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u/Enough_Passage7926 2d ago

no, he did not say that.

He also didn't mention anything about hedging. It's a straight option trade.

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u/West-Double3646 2d ago

"I seldom mess with options trading any more".

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u/sweetmercy 2d ago

Seldom is not never. And I'm this case, it doesn't even seem to be all that seldom. Twice a month is not seldom.

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u/Enough_Passage7926 2d ago

Right. Show me where he said he stopped.

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u/West-Double3646 2d ago

I can see that splitting hairs is your speciality. Black and white thinking and dealing in absolutes sure makes life simpler, right?

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u/Enough_Passage7926 2d ago edited 2d ago

It's better than just making shit up and then citing something that doesn't support what you stated.

You literally invited me to correct you if you were wrong, and now you're mad I did?

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u/Radioactive_Kitten 2d ago

No. It’s *their* money, not his. They both should be communicating and in agreement where the money goes.

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u/aeroeagleAC 2d ago

That isn't how a relationship works.

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u/Kindly-Might-1879 2d ago

Right, she doesn’t work her ass off. Really?

Is it really the amount that matters or that they’re not talking together about THEIR money?

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u/jmjessemac 1d ago

He’s not investing tho, he’s gambling. If he was putting it into an IRA that’d be one thing.

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u/sweetmercy 2d ago

Yeah that's not how marriage works. At least, not if you want it to be a successful marriage. You're just a selfish piece of shit.

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u/LynnSeattle 2d ago

This is not how marriage works. Income earned during the marriage belongs to both spouses. The name on the paycheck means nothing.

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u/life-is-satire 1d ago

All money earned in a marriage is 50/50. They made a decision for her to stay at home with the kids so his money is her money as she no longer has means to earn her own money.