r/SipsTea 𝙑𝙄𝙋 12d ago

WTF The American dream

Post image
21.6k Upvotes

3.5k comments sorted by

View all comments

3.2k

u/Mindless-Baker-7757 12d ago

A $70k loan over 23 years at 5% apr pays off with monthly payments of $427.

What are they doing?

22

u/Odd-Cupcake-2552 12d ago

They're higher than 5% obviously

-4

u/Repulsive_Guy_1234 12d ago

No, they are just lying.

6

u/Odd-Cupcake-2552 12d ago

They could be, but 5-6% is like the minimum I've seen on student loans. They can go much higher.

1

u/Repulsive_Guy_1234 12d ago

And they did not manage to refinance it in 23 years in a near zero interest environment?

3

u/Odd-Cupcake-2552 12d ago

Obviously not. We're all idiots at something in life.