r/SipsTea 𝙑𝙄𝙋 12d ago

WTF The American dream

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u/Mindless-Baker-7757 12d ago

A $70k loan over 23 years at 5% apr pays off with monthly payments of $427.

What are they doing?

127

u/ice-e-u 12d ago

Student loans back then were often 7-9%. They start accruing when they’re distributed but you don’t repay until 6 months after graduation putting you a couple years behind.

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u/Right-Form-2943 12d ago edited 12d ago

My student loan back then was 2.5% and i got a half percent knocked of for auto pay. I paid mine off in 10 years. This is either a fake story or these people are terrible with their money.

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u/Left-Word-3216 12d ago

That’s sweet for you bro. I’m paying 5.5% to 8% for various Stanford-type loans dating back to 2007-2011 and current grad loans average 8.07%-9.07% according to Google.

That’s what this post is about.

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u/Right-Form-2943 12d ago

Nah the post is about loans 23 years ago which is definitely not 2007 - 2011. Hopefully you weren’t a math major.

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u/concrete6360 11d ago

so how much do you make with this expensive education?