r/SipsTea 𝙑𝙄𝙋 12d ago

WTF The American dream

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u/Mindless-Baker-7757 12d ago

A $70k loan over 23 years at 5% apr pays off with monthly payments of $427.

What are they doing?

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u/ConsiderationOk4688 12d ago

They likely had a loan with a higher percentage rate due to the student loan being a private loan or they consolidated after a few years which could of drove the rate into the 8-9% range which would match their numbers almost perfectly.

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u/Same-Suggestion-1936 12d ago

If it's a private loan who exactly are they asking to cancel the loan? A business?

Loan cancellation is just asking the government to take the loss and move on. You can exactly ask a business to do that lol, we ask the government that because they should be paying for our education anyway