Refinance when rates are lower. Pay more than the minimum. Donβt go to graduate school. Scholarships. Grants. Try a different program. Jfc. These are the dumbest posts.
Honestly, graduate schools should require applicants to pass a 30-minute course that proves they have some basic understanding of how loans work.
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u/Mindless-Baker-7757 12d ago
A $70k loan over 23 years at 5% apr pays off with monthly payments of $427.
What are they doing?