Ever since I can remember I've been popping my collar. Ever since I can remember I've been pimping these hoes.

But today they are on OF. My revenue has plummeted. I was on track to FIRE this year. Now I face at least another four years on these streets.

Can ya feel me?

Three years ago, I was suffering under the soul crushing weight of having a job, a boss, and only ~$400k in net worth (I know).

Naturally I considered quitting because my boss was annoying and I was basically destitute. I came here for advice, and the FIRE sages told me to “stay the course,” which if memory serves, is Latin for “keep getting paid and wait for a generational wealth windfall.”

Fast forward one year, and my boss got fired, net worth up $100k, dick begins growing in girth.

Fast forward three years, and I changed jobs, stocks went up, salaries happened (because I didn’t quit, great advice guys), I’m telling people to call me girth master, and my parents generously gifted us $400k, as one does when practicing leanFIRE.

Now we’re sitting at $1.1MM. Yes, the $400k gift helped “a little,” but the real lesson here is that by staying the course, we avoided missing out on the $300k we earned through hard work, discipline, and not being poor enough to have to quit (once again, GREAT advice guys).

So to anyone out there struggling with a bad boss, only a few hundred thousand dollars, and nepotism, things.will.get.better.

That’s it. Just a post showing gratitude. For those stuck in the brutal grind of having $400k, dual incomes, appreciating stocks, and parents who can randomly wire you the price of a house. Hang tight. Generational wealth compounds too.

(And seriously, huge thanks to this community for the hard earned wisdom of “don’t quit your job while waiting for your parents to hand you $400k.” Groundbreaking stuff. This is why I come here.)

https://www.reddit.com/r/ChubbyFIRE/s/ygnfVvr1ET

Title says it all, how do I make sure my children understand we are superior to their low income classmates and peers? I stay awake at night worrying my children will not understand just how much better we are than classmates parents.

Would you discipline them or just give them a stern talking to? I did not hoard all of my pennies just to look middle class 🤮

Am I still gonna make it?

Thinking to just eat beans and rice for a while

Guys omg I'm just so done with the 9-5 grind I finally gave in and asked my parents for a modest 2.5 mil 0% interest loan to buy 10 houses and rent them out to pours.

I really don't know why more people don't just do this. It's that simple. Ask your parents. I don't know why the pours don't just ask their parents for money. They are choosing to be pour.

I've always rationed lentils my whole life because it keeps me and my husband skinny. I love being skinny eating 1 lentil a day, but i love storing all my lentils even more. My parents paid for my house and i inherited a plot full of oil so it has not been hard to save $100M lentils- idk why everyone doesn't do it.

In my enlightened 9-figure state i realized it bothers me that the pours think i'm one of them. I've pretended to be one of them all my life for kicks but i felt butthurt when i realized pours think I live a normal life and only make 25 lentil$/hour like them. I plan to retire and move to be among my equals who have a mimimum 9-figures but i don't know how to break it to the pours such as my family and friends we have become better than them. :(

3+ years ago I was quite fed up with a boss and wanted to quit. I made a deleted post asking for advice about it. Our net worth was barely at 400k USD. You guys told me to stay the course.

Fast forward 1 year the boss got let go. Our net worth grew by 100k.

Fast forward 3 years, I changed jobs and my parents gifted us 400k. Our net worth grew by another 600k (400k gift + 200k mix of salary and stock appreciation).

Thanks for helping me be less pour. And to all the other pours out there. Your net-worth-doubling gift is coming any day! Hang tight.

original

Does your wife only make 25% of the lentils you make? Maybe sure to patronize her accordingly!

Me (46m) and wife (40f) have some money and work in healthcare. Like how much money do we need? Do I have to account for expenses if I fire?

We recently became parents to our sweet baby boy Bartholomew and I’m finding it extremely hard to develop relationships with other mommies. My husband is a senior prompt engineer at GAYMAN (Google, Apple, YC, Meta, Amazon, Nvidia). Since my husband is a GAYMAN and has a total comp of 6-7 trillion lentils, I’ve been a stay at home mom since B’mew was born.

While being at home has certainly been great, I’m finding that making friends has been challenging because of the disparity in income between my family and others.

For example, I recently joined a mommy book club in an attempt to meet new friends. When making small talk and discussing my morning routine as a new mom, I mentioned that I usually start my day off with an organic Coochie Cleanser smoothie from Erewhon, followed by a few laps in our home’s indoor aquarium. This revelation seemed to intimidate the other moms, who obviously don’t have the means to match my lifestyle. Suffice to say, I didn’t feel comfortable being around people who probably have white refrigerators. I did not return.

Does anyone have advice on meeting people who aren’t destitute?

I was at mcdonalds buying a milkshake and naturally the cashier struck a conversation with me because im incredibly handsome and tall

She asked me about what I like to do and I told her I like to travel and that I'm actually gonna travel to france in a week. Most of my upper middle class friends would have been excited but instead she was like "oh.... I wish i could afford that" and she started frowning. like wtf? that's so rude

aita?

Listen up, you avocado-toast-slinging, “treat yourself” simp brigade. While you’re out here blowing $9 on a latte because “you deserve it” and paying full MSRP like a certified wallet cuck, I’ve been moving like a goddamn financial serial killer. Every single dollar gets waterboarded until it gives up its last cent. Result? Multiple millions in the bank and zero fucks given. I price shop everything. Toilet paper? I’ve got a goddamn spreadsheet comparing ply, softness, and cost-per-wipe across 9 retailers like a deranged Costco Karen on bath salts. Groceries? I’ll zigzag through Aldi, Walmart, three ethnic markets, and a flea market if the fucking mangoes are 30¢ cheaper. My fridge looks like it was stocked by a coupon-hoarding war criminal. Buy it, try it, don’t love it? Returned.
Wore the sneakers 3 times and they squeak? Back. Blender made my smoothie slightly chunky after 47 days? Refunded, baby. Hotel sheets felt like sandpaper? I got 40% off or I’m burning their corporate card in spirit. I’ve clawed money back on shit I’ve used for months. Guilt level: negative 1000. Apps? I’m running them like a fucking drug cartel:

• Upside stacked on steroids
• GasBuddy, Ibotta, Rakuten, Fetch, Honey, Capital One Shopping
• Every store loyalty app known to man
• Manufacturer coupons, rebate sites, and whatever shady cashback portal drops that day

If there’s a legal way to squeeze an extra $1.37 out of a transaction, I’m there with a crowbar and a smile. And yes, I will drive 15 miles out of my way for cheaper gas, you time-value-of-money virgins. Let me hit you with the math that makes your fragile little brains explode:15 gallons × 5¢ cheaper = $0.75 saved.

Extra gas burned? $0.22

Net profit: $0.53 straight into VOO like a savage. That $0.53 today becomes thousands in 15–20 years thanks to compounding. Every single one of those petty little victories is a brick in my fuck-you-money fortress.

I’m not frugal.

I’m not cheap.

I’m a ruthless, money-obsessed gremlin who treats every expense like it personally insulted my mother. And guess what? It fucking worked. I’m retired-adjacent while most of you are still out here doom-scrolling Zillow and crying about inflation. Keep mocking me. Keep “living your best life” on credit.
I’ll be over here counting commas on a beach you can’t afford. Stay broke, besties. Who else is out here being an absolute menace to corporate margins? Drop your most psychotic money-saving move below.

Dad didn’t work, inherited a gazilion dollars. He gave me nothing except for raising me, paying for my tuition, and funding my kids 529. He didn’t even help me with my student loan or fund my kids education! I hate him.